Credit Genius: Credit Builder v3.5.0

Credit Genius: Your Personal Credit Mentor
Free to use. Built to teach, guide, and grow your credit confidence. Win. At. Credit.
Credit Genius is more than just a credit app, it’s your smart, interactive credit mentor. Whether you’re building from scratch, rebuilding, or maintaining your score, Credit Genius gives you the tools, guidance, and motivation to take control of your credit journey.

Inside the app:
Instant Credit Reports
Credit Genius allows you to securely connect and retrieve your full credit reports from the major bureaus. Get clear, simplified breakdowns of your scores, accounts, inquiries, and more all explained in plain language.

AI Credit Assistant
Got a question? Ask away. Our AI-powered assistant delivers instant, easy-to-understand answers to all your credit questions with no jargon.

Genius Forecast
Preview how certain financial decisions could affect your credit score before you make them.

Credit Simulator
Explore “what if” scenarios like paying off balances, adding tradelines and see potential impact instantly.

Credit Games
Learn credit the fun way with Trivia, True or False, and Credit Scrambler. Earn rewards while you boost your financial knowledge.

Genius Points & Vault
Track your progress, collect Genius Points, and store important insights and tools in your Genius Vault.

Graduation Program
Advance through levels starting as a Baby Genius as you build skills, earn rewards, and become a true credit pro.

Free to use with optional upgrades
Get started for free. Enjoy the core features with no cost, and unlock advanced tools and deeper insights through optional in-app purchases.

Credit Genius helps you do more than track your credit; it helps you master it.
Download now and Win. At. Credit.