Chipper Cash v1.140.1

Critical Ideas, Inc.

About this app

Chipper Cash solves the problem of cross-border money transfers in Africa with no fees, benefiting individuals and businesses alike who need to send and receive money across the continent. Compared to other finance apps, Chipper Cash stands out with its fee-free model, making it an attractive option for those who frequently make international transactions. However, its limited geographical focus might restrict its appeal to a broader audience. Overall, Chipper Cash's simplicity and lack of fees make it a compelling choice for its target market.

Pros

With over 5 million downloads and a 4.3-star rating, Chipper Cash has demonstrated strong social proof and user satisfaction, indicating a well-designed and functional app.
The app's fee-free model is a significant advantage, especially for frequent users of international money transfer services, saving them substantial amounts in transaction fees.
Chipper Cash's developer, Critical Ideas, Inc., maintains a professional website and provides a contact email, suggesting a commitment to transparency and user support.
The app requires no permissions, which is a significant pro in terms of privacy and security, as users do not have to worry about their data being accessed without their knowledge.
The absence of ads and in-app purchases enhances the user experience, making the app more straightforward and less intrusive.

Cons

One concern is the app's limited geographical scope, focusing primarily on Africa, which might limit its usefulness for users who need to make international transactions outside of this region.
Despite its strong user rating, some users might experience issues with transaction speeds or customer support, which could be improved for a more seamless experience.
The lack of information on how Chipper Cash generates revenue without fees or ads might raise questions about its long-term sustainability and potential future changes to its business model.
Users should be cautious about the app's data collection practices, even though it requires no permissions, as financial transaction data can be sensitive.

Best for: The ideal user for Chipper Cash is an individual or small business owner living in or doing business with Africa, who frequently needs to make cross-border transactions and is looking for a cost-effective, straightforward, and secure way to send and receive money without the burden of high transaction fees.

Developer Description

Send & Receive money to, from, and across Africa with no fees.

Send and receive money the fast and easy way. Transfer funds across town and across Africa, right from your mobile phone.

What is Chipper Cash?
Enjoy free local transfers and the lowest cross-border rates with Chipper Cash, a cross-border payments app, where over 4 million people send & receive money in and between Nigeria 🇳🇬, Kenya 🇰🇪, South Africa 🇿🇦, United States of America 🇺🇸, Ghana 🇬🇭, Uganda 🇺🇬, Rwanda 🇷🇼, and UK 🇬🇧.

Chipper Cash is connecting Africa 🌍 and the Diaspora, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world.

Send & Receive Money
Just say no to transfer fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free.
Get paid faster, with zero fees!

No-Fee Money Transfers🙌
Move your money between Chipper Cash and any bank, or mobile money account absolutely free!

Buy Discounted Airtime and Data Bundles & Earn Cashback
Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend 😘, even send it internationally!

Pay Bills Instantly for Free
Pay bills🧾with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy, and free.

Earn with Chipper
Earn cash💰 by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits!

Pay Anyone / Get Paid, Instantly
Run a business📈 and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees.

Shopping online for the perfect accessory 👠👗💻 , Pay with Chipper and get those dream items🎁 without the nightmare fees.

Studying abroad 📓 and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly.

Stay informed📡
Chipper is constantly expanding. 📣Keep updated on the latest features, deals and countries on social media:
Facebook / Instagram / Twitter: @chippercashapp
Contact us at: support@chippercash.com

Privacy

Given that Chipper Cash requires no permissions, it presents a low risk in terms of data access. However, users should still be mindful of the information they input into the app and ensure they are using the latest version to protect against any potential vulnerabilities. It's also advisable to monitor transaction history and report any discrepancies promptly.

Tips

For first-time users, setting up Chipper Cash involves a straightforward registration process, after which they can immediately start sending and receiving money. To get the most out of the app, users should familiarize themselves with the transaction limits and any promotional offers that might be available. Additionally, ensuring a stable internet connection can help in completing transactions smoothly and efficiently.

What's New

We’ve made the Chipper Cash experience even better for you. Here’s what’s we’ve improved:

- Improved stability and performance

Be sure to update your app to get the best in-app experience!

Love the app? Rate us!
Any feedback or questions? Reach us at support@chippercash.com

Version Information

Version: 1.140.1
Downloads: 5M+
Updated on: Dec 24, 2025
Released: Jul 7, 2018
Requires: Android 7.0

Statistics

Google Play Rating History

Current

Average

Range

Rating Distribution

Total Ratings:

Downloads Over Time

Chipper Cash has been downloaded times.

Total Downloads

Last 30 Days

Avg Daily Est.

Shaded area shows 30-day prediction based on historical trends

Historical data collection started recently. More data points will be available over time.

Chipper Cash users say on Google Play

★★★★★

Alexandria Nansubuga

this app is really amazing great customer service. they get to the bottom of the problem and actually fix it. I have been able to send and receive money to other countries. I hope it is given a chance to move to other countries as well. thank you chipper cash

★★★★

Jane Chegwe

it's actually very nice, saves more time,and so useful for business strategy, am just starting to use it but from the way I've used it, it's very much okay

★★★

Godwin Nolly

Good but the charges are too much, and also the 5 dollar minimum card top up bad

★★

investor.claims. 2hours

Nice

★

Emmanuel Dimakuba

I started using this app with so much joy and was even telling others about it. few years down the road, I'm afraid I can't say the same thing. It's ending in loss of funds for me as a result of hidden and outrageous charges introduced for stock account with notification only sent to the App. (tell me how that's not going to be counted as hidden). Well I've deactivated the account and would delete same soon