MolaFacil- Online Empréstimos vVARY

MolaFacil is an innovative online lending platform operating throughout Mozambique. With a mission to make access to credit easier and more convenient, MolaFacil allows individuals to apply for personal loans anytime, anywhere.

Why Choose MolaFacil
1. Simple and Hassle-Free: No credit report or mortgage required. Loans up to 50,000 MT.
2. Total Convenience: Access loans anytime, anywhere, 24/7. The entire process is paperless and fully digital, right on your mobile phone.
3. Fast and Efficient: Instant approval and money in your e-wallet.
4. Gradual Benefits: As your credit score improves, your loan limit gradually increases.

Product Details
- Loan amount: 1,000 MT to 50,000 MT
- Annual interest rate (APR): 13% - 65%
- Commission rate (including VAT): 2% - 6%
- Loan period: 61 to 180 days

For example: if you apply for a loan of 2,000 MT, with a term of 90 days, an annual percentage rate (APR) of 51.1% and a commission rate (including VAT) of 2.4%, the interest will be 252 MT (2,000 * 51.1% / 365 * 90) and the commission will be 48 MT (10,000 MT * 2.4%). Thus, the total amount to be paid will be 2,300 MT (2,000 + 252 + 48 MT).

To apply for a loan, you must meet the following requirements
1. Be a Mozambican citizen aged 18 or over.
2. Have a valid ID and phone number.
3. Have an active mobile wallet account.

To apply for a loan
1. Download the MolaFácil app from the Google Play Store.
2. Register with your mobile number.
3. Complete your profile with basic information and apply for the desired loan.
4. Instant approval and receipt of the money directly into your e-wallet.

Privacy and permissions
MolaFácil uses your phone data, including your information, to verify your identity and create a credit score, thus simplifying the process of obtaining a personal loan. MolaFácil ensures that your data is always protected on our secure servers and we will never provide your information to third parties without your permission. Privacy Policy: https://empresta.molafacil.co/molafacil/privacy-policy.html

To contact us
Email: service@molafacil.co
Company address: Zona da Coop, Rua da Escola, Rua A, Casa 41, Maputo
We are here to help and answer all your questions. We look forward to hearing from you!