올크레딧 신용안심365 - 은행, 대출, 신용점수조회 v4.5.1

■ [New] MyData Asset Valuation Service Open ■

Asset evaluation utilizes the positive contents of information linked by individuals.
You can directly increase your asset score by connecting directly to MyData.

The asset score is used as a supplementary score for credit evaluation of 12 million people with insufficient financial history, such as college students, new socialites, and housewives.
We can help financial transactions that were not possible with existing evaluations.


1. Three-dimensional asset evaluation with MyData
Experience a new evaluation that sees you in various ways with various information such as annuity, investment, and insurance.


2. The evaluation is positive with the information selected by yourself
Connect only the information you want to be rated and see how positive your assets are.


3. My financial assets at a glance
View and manage the balance and annual history of information that affected your asset score at a glance.


4. Easier with custom asset analysis
Check the results of comparing and analyzing financial assets with the same age group.



■ [Korea's first] Credit raising 2.0 with MyData ■
KCB will go one step further as advanced CB!!
You can raise your credit score once again with proof of financial information as well as non-financial information.


- Reflecting positive information in credit score using non-financial information for the first time in Korea
- 70% credit score improvement among users (as of 2022.01)
- Expanding positive information limited to non-financial information to financial information


1. Increase your credit score with insurance information!
You can increase your credit with the insurance subscription details paid monthly, such as life insurance, non-life insurance, and actual loss insurance.


2. Deposit ㆍIncrease your credit score with savings information!
You can increase your credit score through My Financial Information as well as non-financial information.


3. Increase your credit score with telecommunication fees!
You can easily integrate and register my information that was cumbersome for each carrier and information item.
In addition, those who have been unable to register due to the use of budget phones can now receive additional points.


4. If you are an office worker, raise your credit score with your payment history!
You can raise your credit with income information, health insurance, and national pension payment details.
All Credit, which provides Korea's first and largest quality information in Korea, helps you systematically manage credit, title, and financial management, which are essential items of modern society.




Advantages of All Credits


1. Manage my credit more easily and systematically!
Credit management is easy and convenient by pointing out problems for inspection and improvement by credit experts and clearly presenting financial transaction factors that affect my credit.


2. Find a credit management method that suits your situation!
Through the representative credit keywords found in the behavior analysis data of 23 million economically active population, you can find and manage credit management methods that fit your situation.


3. Recommend financial products that can be used with my credit score!
Based on the analysis of my financial transaction status, I recommend the most popular loan and credit card products to all credit members of the same credit rating group.




[Benefits only for Credit & Reliability 365]


1. Request to block credit inquiry: Block illegal credit inquiry in advance + provide free identity theft accident prevention service (6 months)
(Credit inquiry blocking service is provided free of charge for 6 months when applying through the APP, and existing financial name protection users will be provided with an additional 6 months from the service expiration date.)

2. Credit upgrade diagnosis: Free trial version of credit rating simulator to predict credit rating change and economic effect resulting from it (one time)
(If you apply for credit upgrade diagnosis in the APP, you will be provided with one additional trial version of the simulator. However, it will be provided for 24 hours after application)

3. Rating change alarm application: Can manage 6 months history of credit rating change free alarm twice a month at once

4. Smart Report: Determine the relative risk level by analyzing my credit status compared to the nation through big data analysis




[Provided function]
1. Popular free diagnosis provided: credit risk, credit improvement, card issuance, loan availability free diagnosis, etc.
2. Anytime, anywhere, credit information, credit card information, financial activity information such as loans can be checked
3. Notification service: Can apply for 6-month history management of credit score change free alarm twice a month (limited to rating change alarm applicants)
4. MyData registration: Credit evaluation by submitting non-financial information
5. Academy: Expert Column, Expert Q&A
6. View My Services: Basic to check credit information such as credit score and credit inquiry history, block credit inquiry for credit management, and provide financial risk inspection functions




[Why is it the No. 1 credit management?]
- Selected as App of the Year for 7 consecutive years: Maeil Business Newspaper and MBN selected App of the Year App Credit Rating 1st place!!
- Incredible credit boost: 1 out of 3 all-credit customers have an increase in their credit score.
- The largest financial network in Korea: Established by 19 representative financial companies and used by 1,400 financial institutions.


[Customer Center Information]

1. If you have any complaints or questions about using the service, please contact the All Credit Customer Center (02-708-1000) or the website, and we will check and answer.
(All Credit https://www.allcredit.co.kr > Customer Center > 1:1 Consultation Inquiry)

2. We will always be All-Credit, listening and working hard for our customers' valuable credit.






[Information of major all-credit (bank and card) member companies]
- Banks: Kakao Bank, K-Bank, Citibank, Korea Development Bank, Hana Bank, IBK Industrial Bank, Jeju Bank, Jeonbuk Bank, Woori Bank, Korea Exchange Bank, Shinhan Bank, Suhyup Bank, Saemaeul Geumgo Federation, Busan Bank, Daegu Bank , NH Nonghyup Bank, KB Kookmin Bank, Kwangju Bank, Kyongnam Bank, SC First Bank
- Card: Hyundai Card, Citibank Card, Hana Card, IBK Corporate Card, Jeju Bank Card, Jeonbuk Bank Card, Woori Card, Shinhan Card, Suhyup Bank Card, Samsung Card, Busan Bank Card, Lotte Card, Daegu Bank Card, NH Nonghyup Card, Gyeongnam Bank Card, KB Kookmin Card, etc. (including bank cards)