Bread Financial v4.12.1

Bread Financial Holdings, Inc.

About this app

Developer Description

Manage your account, make a payment, and redeem your rewards on the go.

Enjoy a simple way to manage your Bread Cashback™ American Express® Credit Card, Bread RewardsTM American Express® Credit Card, and AAA Visa Signature® credit card accounts on the go.
And, we’re working hard to add more brands to the app soon!

Access your account anytime, anywhere, logging in with the same username and password you use on Account Center. Inside the app, you can make a payment, redeem your rewards, and review transaction history and more—all at your fingertips.

Manage Your Account Easily
- Log in quickly and securely with username/password or biometrics
- Review transactions and statements
- Search recent activity and filter as needed
- Activate your card, add an authorized buyer and lock and unlock your card (for select programs)

Make Payments in a Few Taps
- Set up automatic payments
- Schedule a one-time payment
- Edit or delete a scheduled payment

Get Rewarded as You Shop (for select programs)
- Track your reward earnings
- Redeem in any amount you’d like
- Unlock exclusive offers on our partner site, linked on the app

Enjoy Safe and Secure Communication
- Reach out to us any time through our Secure Message Center

Copyright © 2024 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.

What's New

- Minor bug fixes and performance enhancements.

Version Information

Version: 4.12.1
Downloads: 500K+
Updated on: Nov 26, 2025
Released: Jun 20, 2023
Requires: Android 11

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Bread Financial - Google Play Rankings

Rank	Country	Category	List	Change
				—

No ranking data available yet. Rankings are updated daily.

#117 in Top Free Finance in United States

#116

Ally: Bank, Auto & Invest

#117

Bread Financial

#118

OKX: Buy Bitcoin BTC & Crypto

Bread Financial users say on Google Play

★★★★★

Maurice Avery

very good card, with great reward!

★★★★

Ferious Johnson

only got the app so i can manage my sportsmans warehouse card as they said multiple times on website now available on app... took 3-4 months but it finally works fine. so ill update rating to 4/5. works fine just a basic app nothing over the top or special but at least it works

★★★

Jim Antone

It's getting better.

★★

Denny McClain

For the Oukitel C60 Pro, the app does not have the option of turning on notifications...very odd

★

Brandon Bally

This is the WORST app. The navigation is terrible. There's only ONE option listed for you to make payments and it's linked to your account. You aren't given the option to pay using a debit card which can save the borrower & the lender time when processing transactions. If you're reading this review, make some user friendly adjustments to your app. And make sure you ACTUALLY put a contact number on there too. Some people still like to talk on the phone with a live representative.