Tiền Phong Linh Hoạt vVARY

Tien Phong Linh Hoan - Fast and flexible personal finance support application

1. What is Tien Phong Linh Hoan?

Tien Phong Linh Hoan is a cash loan and personal consumer loan platform designed for those who need quick capital to solve immediate needs - from unexpected living expenses, tuition, hospital fees, car repairs, purchasing equipment for work, to supporting the family.

No mortgage.
No cumbersome procedures at the counter.
The entire process takes place online on your phone.

We aim for 2 important things:

● Fast disbursement when you really need it.

● Transparent costs so you always know what you are paying for.

Whether you are in a hurry to get cash, have bills to pay urgently, or simply want to plan your finances more intelligently, Tien Phong Flexible helps you access the right limit without creating unnecessary pressure.


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2. Highlights of Tien Phong Flexible

● Maximum loan limit: up to VND 25,000,000.
(The actual limit will depend on the appraisal profile and payment ability of each customer.)

● Flexible term: from 93 days to a maximum of 365 days, helping you proactively choose a suitable payment schedule instead of having to pay in full in a few days.

● Annual interest rate (APR): ranges from 18% - 24%/year.
Actual APR is clearly displayed before disbursement and depends on credit risk assessment.
● Smart approval process: electronic identification, identity verification and profile assessment are done online.

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3. Loan example

The example below helps you visualize the calculation. This is not an actual loan offer.

● Approved loan amount: 10,000,000 VND
● Loan term: 180 days (i.e. 6 months)
● Annual interest rate (APR): 24%/year
● Monthly interest rate: 24% / 12 ≈ 2% per month
 
Illustrative calculation:
 
● Monthly interest:
10,000,000 VND × 2% = 200,000 VND/month
 
● Monthly principal installments
(assuming divided equally over 6 months):
10,000,000 VND / 6 ≈ 1,666,667 VND/month
 
→ Expected monthly payment:
1,666,667 VND (principal)
 
● VND 200,000 (interest)
≈ VND 1,866,667/month
 
Total amount expected to be repaid after 6 months:
VND 10,000,000 (principal) + VND 1,200,000 (interest) = VND 11,200,000
 
Note:
 
● The above figures are for illustration purposes only.
● The actual payment plan may differ.
● The final terms will be clearly displayed in the application before you agree to receive the money.
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4. How to apply for a loan with Tien Phong Linh Hoan
 
1. Download and install Tien Phong Linh Hoan application on your phone.
2. Register with the phone number in use, receive an OTP code for verification.
3. Complete the online loan application: take a photo of your face, take a photo of your ID card/CCCD/passport, provide basic information about your income and the bank account to receive the money.
4. Receive the appraisal results in a short time.
5. Disburse to the registered bank account when the loan is approved.
 
The entire process is optimized so that new users can still complete it in a short time, without having to print documents or sign directly at the transaction counter.
 
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5. Commitment to transparency and compliance
 
● Transparency of costs: All interest rates and valid installment plans are clearly displayed for you to review before disbursing. Disagree → Do not disburse the loan.
● Data security: Personal information, identification images and transaction data are protected according to Vietnamese laws on personal data protection and network information security.
● Responsible credit assessment: loan limits and terms are suggested based on your ability to pay, to help you avoid financial burdens beyond your means.

● Support throughout the loan lifecycle: from registration to settlement, you always have a channel to ask questions, confirm, compare receipts or request technical support.
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6. Support contact information

TIEN PHONG VIET FINANCE JOINT STOCK COMPANY
Product: Tien Phong Flexible
Address: No. 28, Lane 366, Ngoc Lam Street, Bo De Ward, Hanoi
Customer care email: inquiry@tienphongcompany.com
Website: www.tienphongcompany.com