Paidy icon

Paidy v3.57.2

Paidy screenshot 0 Paidy screenshot 1 Paidy screenshot 2 Paidy screenshot 3 Paidy screenshot 4

About this app

Developer Description

Paidy is a buy-now-pay-later service. Shop now with only email and phone number.

Features
- Buy now pay later with just your smartphone
- No Credit card nor Pre-registration required, no annual fee
- Buy now at more than 700K shops including Amazon, SHEIN, DMM
- Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you
- Freely choose from convenient store, automatic debit transfer, bank transfer
- Pay at Lawson, Ministop, FamilyMart,Seicomart,7-Eleven
- Monthly bills can be paid by simply showing the screen at a convenience store with the app
- You can pay at a convenience store at any time by using the "Pay Now" function
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience

Make shopping easier and delightful by verifying your identification:
- Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. *
- Check your spend limit and set a budget to stop overspending
*0% interest only with auto-debit and bank transfer.
*The number of payments that can be selected varies depending on the merchant

Paidy Plus for Apple
- Shop at Apple with 0% interest**
- Installment plans up to 36 months, depending on the product
- Dedicated line of credit exclusively for Apple Retail
- An application for “Paidy Plus for Apple” is required to shop at Apple***.
**0% interest only with auto-debit and bank transfer.
***Paidy and Paidy Plus cannot be used to make purchases at Apple.
***The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple.

Recommended For
-Those who prefer cashless payment
-Those who prefer to pay monthly consolidated bills at next month
-Those who are worried about the overuse of credit cards
-Those who prefer to pay in monthly installments without fees
-Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer
-Those who prefer to purchase Apple products with monthly installments

Security Measures
-Account protected with two-factor authentication using verification codes
-Monitor all transactions 24 hours a day, 365 days a year
-Prevention of fraud and impersonation by identity verification
-Payment information is encrypted with TLS (Transport Layer Security)

[English]

【For more details, click here】
https://paidy.com
【Paidy Plus for Apple Terms of Use】
https://terms.paidy.com/hokatsu-apple/
【Paidy Plus Terms of Use】
https://terms.paidy.com/hokatsu/

What's New

Hello from Paidy! We’ve hit over 20 million app downloads, thanks to you. For feedback or suggestions, reach out through our “Contact Us” link in the FAQ section. We’re committed to improving and value your input.

Update:
Performance improvements.

Version Information

Version
3.57.2
Downloads
1M+
Updated on
Dec 9, 2025
Released
Aug 20, 2017
Requires
Android 7.0

Statistics

Google Play Rating History

Current
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Rating Distribution

Total Ratings:

Downloads Over Time

Paidy has been downloaded times.

Total Downloads
Last 30 Days
Avg Daily Est.

Shaded area shows 30-day prediction based on historical trends

Historical data collection started recently. More data points will be available over time.

Paidy - Google Play Rankings

No ranking data available yet. Rankings are updated daily.

#14 in Top Free Finance in Japan

Paidy users say on Google Play

★★★★★
Oreo Whity Oreo Whity

I love this app and it's the only one that I have and soon it will be gone. Hoping they will continue their service 🙏❤️

3 Jun 6, 2025
★★★★
Meljon Moralde Meljon Moralde

i hope the app has an english language option.

0 Apr 27, 2025
★★★
Apple Guison Apple Guison

I got only installment 3,6,12 but how can apply for the the card? so I can use it not just for online shopping.

0 Dec 21, 2025
★★
Fahim Hossain Fahim Hossain

I'm facing some problem with my paidy app. I cannot select the options in purpose of use. please fix this

0 Jul 6, 2025
さくら さくら

I just downloaded a few seconds ago and I'm here now to give one star. The words are all in Japanese and I can't even screenshot it. How am I supposed to understand it? I can't read Japanese. If a screenshot isn't allowed at least it should have language option.

3 May 21, 2025

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