Papel vVARY

From 24/7 free money transfers to bill and institution payments, cashback opportunities to prepaid cards, and international transfers to Papel Chat—Papel offers features designed to simplify your life. Download Papel now and manage all your financial needs effortlessly with its innovative and user-friendly interface.




Earn as You Spend with Papel Cashback

Shopping just got more rewarding with Papel Cashback! Enjoy instant cashback on your purchases at dozens of brands. Get 60% cashback on YouTube Premium, Netflix, and Spotify, 15% on Hepsiburada and Trendyol, and 10% on Amazon, Migros, and Steam. Check out the campaign details in the app or at papel.com.tr.



*Papel is not affiliated with or partnered with any of the brands included in the cashback campaign. Papel exclusively manages all cashback promotions.





24/7 Free Money Transfers

Forget about “business hours.” Send or receive money anytime, any day—for free. Modern problems require modern solutions, and it’s that simple. Need to transfer money to other IBANs? That’s easy too! Just verify your identity and start transferring to any IBAN effortlessly.



Shopping is More Fun with Papel Classic Card

Shop at your favorite stores with the Papel Classic Card and earn instant cashback. With Papel’s new physical card, you can also withdraw or deposit cash at any ATM.



You can also enjoy seamless shopping domestically and internationally with the Papel Virtual Card. Safe and hassle-free shopping has never been easier!



Send Money Abroad for $1 or €1 Fixed Fee

Experience the ease of international transfers with Papel. Send money to your loved ones abroad quickly and benefit from advantageous exchange rates. Transfers are for just €1 or $1 per transaction!





Pay Bills, Split Expenses

Pay your bills and institutional payments directly through the Papel app. Splitting expenses with friends or family has never been this easy.



Simple and Easy Wallet Management

With the Papel mobile app, keeping track of your spending, viewing transaction history, and analyzing financial data is a breeze.



Chat and Send Money with Papel Chat

Papel Chat lets you chat, request money, or send money—all in one place. Talk to your friends, ask for money, or send it without ever leaving the app.



Digital and Gaming Codes

You can now buy e-PINs, lottery tickets, and a variety of digital codes through the Papel app and enjoy instant perks.



Earn as You Spend with Offers Nearby

Make the most of location-based campaigns and earn as you spend. Instant cashback offers are waiting for you with ‘'Offers Nearby’'. Open the Papel app and enjoy the best deals through real-time notifications.



Invite a Friend, Earn Together

Friendship is rewarding in Papel! Invite a friend, both of you earn 50 TL. You can earn up to 250 TL in total by making your friends members of Papel with your unique reference code.



No Card Details Needed, Pay with Papel

Experience a whole new way to pay with the "Pay with Papel" feature. When shopping online at Papel-partnered stores, skip entering your card details.



Compliant Solutions

Papel is an authorized electronic money and payment services provider established to issue electronic money and offer payment services, with approval from the Central Bank of the Republic of Turkey (CBRT).



Coming Soon to Papel

Here are some exciting new features coming soon to Papel:



Papel Metal Card

Discover a world full of benefits, from exclusive event invitations to concierge services, with the Papel Metal Card.*
*An additional fee may apply for metal cards.



Open Banking

No more switching between multiple apps. Simplify account management and budgeting with Open Banking.



For any questions or feedback, you can reach us 24/7 at support@papel.com.tr or call us at 0 850 241 24 24.