Expense Tracker (Zen Spend) vVARY

ZenSpend: Your Private, Automatic Expense & Budget Tracker
Stop manually logging every receipt! ZenSpend is the privacy-first expense tracker and budgeting app built specifically for speed and security. Our revolutionary SMS parsing feature automatically turns bank and UPI messages into categorized expenses, saving you time without sacrificing your personal data. All your financial records stay 100% on your device—no cloud, no required sign-up, ever.

💸 The Killer Feature: Automatic Expense Logging via SMS
Tired of forgetting to log that coffee? ZenSpend automates the tedious part of money management. Grant optional READ_SMS permission once, and let the app do the work.

Auto-Parse Transactions: Reads bank/UPI messages (HDFC, PAYTM, GPAY, etc.) and instantly creates a new, categorized expense.

Smart Sender Detection: Intelligently identifies financial transaction texts to keep your personal messages separate.

Zero Manual Entry: Enjoy accurate daily expense tracking without lifting a finger.

🔒 Privacy First: Your Data, Your Device
We believe your financial life belongs only to you. Unlike cloud-based money management apps, ZenSpend uses local storage (Drift/SQLite) to ensure maximum privacy.

No Cloud Storage: All your data remains securely stored on your phone.

No Sign-up Required: Start tracking expenses immediately—no email, no account setup.

Biometric Security: Lock the app instantly with your fingerprint or Face ID for an extra layer of privacy (Phase 4).

💰 Powerful Budgeting & Financial Control
Take control of your cash flow with easy-to-set monthly limits and smart alerts. This is your personal budget tracker designed for success.

Set Monthly Budgets: Easily set financial limits for categories like Food, Bills, Travel, and more.

Real-Time Alerts: Get instant notifications when you are approaching 80% of your budget limit, helping you stop overspending before it happens.

Payment Mode Tracking: See exactly how you spend (Cash, Card, UPI) to optimize your spending habits.

📈 Detailed Analytics & Reports
Transform raw data into actionable insights with visually stunning charts and customizable reports (powered by Flutter's fl_chart).

Category Pie Chart: Instantly visualize your spending breakdown for a clear view of where your money goes.

Monthly Trend Line Chart: Track your spending over time to identify trends, good months, and budget trouble spots.

Daily, Weekly, Monthly Summary: Comprehensive expense reports at a glance.

💾 Backup and Export
Future-proof your financial history with robust backup options.

Local Backup: Create a secure, encrypted local backup file of your database (Drift/SQLite).

Flexible Export: Export your entire expense history to CSV or PDF files for reporting or personal archiving.

ZenSpend Roadmap: What’s Next?
We are continually improving to be the best offline expense tracker on the Play Store.

Phase 1 (MVP): Manual Entry, SQLite, Category List, Monthly Summary (COMPLETE)

Phase 2: Charts & Budget Alerts (COMPLETE)

Phase 3: Automatic SMS Transaction Parsing (NOW AVAILABLE!)

Phase 4: CSV/PDF Export & Biometric App Lock

Note: The SMS reading feature is optional. We adhere strictly to Google Play's SMS permissions policy and only request this permission to provide the automatic expense logging feature for bank/UPI transactions.