Sono: Debt tracker and manager icon

Sono: Debt tracker and manager v4.5.3

Contains ads • In-app purchases

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About this app

Sono: Debt tracker and manager addresses a critical financial issue by helping users keep track of their debts, ensuring they never miss a payment. This app is particularly beneficial for individuals with multiple debts, such as credit cards, loans, and mortgages, who need a centralized platform to manage their financial obligations. Compared to other finance apps, Sono's focus on debt management sets it apart, although its lack of user ratings and limited download data raise questions about its effectiveness and user satisfaction. The app's simple and ad-supported model may appeal to those seeking a free solution, but the presence of in-app purchases could be seen as a drawback for some users.

Pros

  • The app's straightforward approach to debt tracking and management makes it accessible to users of all technical skill levels, providing a clear and organized overview of their financial obligations.
  • Sono's developer, Sono Finance, provides a professional website and contact email, indicating a level of transparency and support that can be reassuring for users.
  • The app's small size and minimal permissions requirement suggest a lightweight and efficient design, which could be beneficial for users with limited storage space or concerns about data privacy.
  • The availability of in-app purchases may offer users additional features or premium support, potentially enhancing their experience and providing more comprehensive debt management tools.
  • The app's categorization under 'Everyone' in terms of content rating suggests that it is suitable for a wide range of users, including those who may not be financially savvy, making it a potentially valuable resource for individuals seeking to improve their financial literacy.

Cons

  • The lack of user ratings and limited download data makes it challenging to assess the app's effectiveness and user satisfaction, which could be a concern for potential users seeking social proof.
  • The presence of ads may detract from the user experience, especially if they are intrusive or irrelevant, potentially undermining the app's usefulness as a debt management tool.
  • The range of in-app purchases, from $3.99 to $149.99, may be seen as expensive by some users, particularly if the additional features or support do not significantly enhance the app's core functionality.
  • The app requires Android 7.0 or higher, which may exclude some users with older devices, limiting its accessibility and potential user base.

Best for: The ideal user for Sono is an individual, likely between the ages of 25 and 50, who has multiple debts and is seeking a simple, centralized platform to track and manage their financial obligations, with a moderate level of technical skill and a specific need for organized debt management to improve their financial stability and reduce stress.

Developer Description

Track and manage debts easier so you will never forget them again!

Manage your debts easily and efficiently with Sono. Keep track of your borrowed and lent money by downloading our free app today!

▼ Why choose Sono for debt management?
Avoid the hassle of forgetting important transaction details or relying on error-prone notes or Excel sheets. Sono is a smart and simple debt tracker and manager tool that makes it easy to record and keep track of all your financial activities related to debts.
With Sono, you just need to record the transaction details each time you borrow or lend money. Sono will do the rest, helping you keep track of your debts so you never forget them again.

▼ Who can use Sono?
Sono is perfect for individuals, family businesses, and small businesses that need to manage their debts with ease.

▼ Sono’s standard features include:
- Display meaningful summary of your debts.
- Record transactions to track what people owe you and what you owe people.
- Manage your debtors and creditors.
- Support multiple currencies.
- Dark theme so it's better for your sleep at night.
- You can add comments for a transaction, or create notes for a contact.
- Reminder for transactions with due date.
- Store data locally on your device or on the cloud so your data is not lost if you loose your phone.
- Import your existing data to Sono from a CSV file.
- Lock app with a PIN code.
- Export data to PDF format.
- Back up/Restore data.

▼ Premium features:
- Multi-device support. Use Sono on all devices that you have.
- Custom currency: you can add your own currency unit.
- Biometric authentication.
- Export data to CSV or Excel format.
- Automatic backup and restore data with Google Drive.
- Interest for transactions.
- Add profile pictures for contacts.

▼ Your data is safe and secure
Your data is safe with Sono. You can choose to store your information on your device or on the cloud, so you never have to worry about losing your important financial data.

Download Sono today and start managing your debts with ease. If you have any questions or suggestions, please contact us at hello@sonofinance.com. If you love our app, we would greatly appreciate it if you could leave a 5-star rating and review. Thank you!

Privacy

Given that Sono requires no permissions, it appears to be a low-risk app in terms of data collection and privacy concerns. However, users should still be cautious when inputting sensitive financial information and ensure they understand what data, if any, is collected by the app for analytics or advertising purposes. It's also advisable to review the app's privacy policy, available on the developer's website, to understand their data handling practices.

Tips

To get the most out of Sono, users should start by thoroughly setting up their debt profiles, including all relevant details such as balances, interest rates, and payment due dates. Regularly updating this information will help ensure the app provides an accurate picture of their financial situation. Additionally, exploring the app's features and any available in-app purchases can help users optimize their debt management strategy and potentially discover useful tools or resources.

What's New

- Fixed an issue where the statistics screen was blank

In-app purchases

$3.99 - $149.99 per item

Version Information

Version
4.5.3
Downloads
10K+
Updated on
Dec 28, 2025
Released
Oct 30, 2022
Requires
Android 7.0

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Sono: Debt tracker and manager - Google Play Rankings

No ranking data available yet. Rankings are updated daily.

#39 in Top Grossing Finance in Vietnam

Sono: Debt tracker and manager users say on Google Play

★★★★★
Tiến Tiêu Viết Tiến Tiêu Viết

App dễ sử dụng, ổn định. Thuận tiện cho việc quản lý các khoản vay nợ

3 Nov 5, 2022
Nghĩa Phạm Nghĩa Phạm

ứng dụng đột nhiên cập nhật không tương thích với thiết bị của tôi nữa.

0 Nov 22, 2025

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