EASY สินเชื่อ-กู้เงินถูกกฎหมาย vVARY

EASY Loans is a legal mobile application regulated by the Fiscal Policy Office (FPO), powered by NICE PICO CO., LTD., and compliant with the Personal Data Protection Act (PDPA).

EASY Loans is committed to strictly combating illegal debt collection practices, prohibiting illegal high-interest products, and providing reliable, convenient, and trustworthy loan services to Thai people, adhering to legal principles and regulations.

Why choose EASY Loans?
✅Convenient. You only need your ID card to apply, and we verify your application online 24/7.
✅Transparent. With EASY Loans, you'll clearly see the interest you'll pay when applying for a loan. There are no hidden fees and no deposit required.
✅Fast. No guarantor or collateral is needed, and the money arrives within an average of 5 minutes.

Ease of Payment:
💰You can pay your loan before the due date anytime. If you have multiple bills, you can pay them all at once.
💰You can easily make payments using QR codes and your familiar banking apps.

Application Process:
1️⃣ Download "EASY LONES" via Google Play and register using your mobile number.
2️⃣ Fill in your personal information and bank account number for receiving payments;
3️⃣ Apply for a loan and choose the loan terms and amount according to your needs;
4️⃣ After approval, the money will be successfully transferred to your bank card.

Eligibility:
1️⃣ Thai nationality holding a Thai ID card;
2️⃣ Age 22 years and above;
3️⃣ Have a stable job or income.

Product Rate Disclosure:
⏺️Annual Percentage Rate (APR): Up to 35.8%
⏺️Monthly Interest Rate: Up to 2.98%
⏺️Loan Amount: Minimum 5,000 THB, Maximum 50,000 THB
⏺️Repayment Period: Minimum 91 days, Maximum 365 days

Example:
A user successfully received a loan from EASY on January 1, 2025.
Loan Amount: 10,000 THB
Total Interest Rate: 9%
Monthly Interest Rate: 1.5%
Loan Term: 6 months
Therefore,
Amount Received: 10,000 THB
Full Payment Due: July 1, 2025
Total Interest: 10,000 * 9% = 900 THB
Monthly Interest: 10,000 * 9% / 6 = 150 THB
Monthly Payment: (10,000 + 10,000 * 9%) / 6 = 1,816.7 THB
Total repayment amount: 10,000 + 900 = 10,900 THB

How to contact us:
📮Customer service email: clienthelp@nicepicoofficial.com
🎧Customer service hotline: 021147588
🇹🇭Contact address: Nice Pico Co., Ltd., 2 Silom Edge Building, Room S11027, 11th Floor, Silom Road, Suriyawong Subdistrict, Bang Rak District, Bangkok 10500, Thailand
⏰Online customer service: We recommend contacting our online customer service through the app. We will respond promptly during business hours (8:00 AM - 8:00 PM).