Vvay - Vay nhanh online vVARY

Vvay - Convenient unsecured loan application, solve capital needs!

Why choose Vvay?
In life, everyone can encounter temporary financial difficulties — such as paying for housing, medical expenses, shopping, or starting a business... Traditional loan processes are complicated, slow to approve, and require many procedures? Vvay offers a user-friendly unsecured loan service for Vietnamese users, with low conditions, convenient and reliable, helping you borrow money online easily without collateral, without cumbersome procedures!

Quick file approval, money in account immediately
After submitting a loan application, the smart system will review the application immediately. If approved, the money will be transferred directly to your bank account, helping you solve urgent financial problems without waiting!

Low loan conditions, everyone can access
Age from 20 years old and up, with Vietnamese ID card/passport, with stable income (salaried workers, self-employed are all accepted). No need for collateral such as houses, vehicles, just need personal credit to borrow, meeting different capital needs.

Safe and secure, personal information is protected
Using encryption technology, strictly protecting personal information, bank card information and user loan data, helping you borrow money with peace of mind, without worrying about information leakage.

Flexible loan plan
Wide loan limit: from 1,000,000 VND to 20,000,000 VND, meeting urgent needs or large investments. Optional loan term: from 91 days to 365 days, can be flexibly adjusted according to income cycles (such as seasonal business capital turnover, annual education costs).
Transparent interest rate: annual interest rate from 10% to 20%, calculated on actual days, no prepayment fees or hidden fees.

Interest calculation example
Suppose you borrow 20,000,000 VND with a term of 120 days (4 months), annual interest rate 12%:
Total interest = 20,000,000 VND × 12% × (4/12) = 800,000 VND
Total amount to be paid = Principal 20,000,000 VND + Interest 800,000 VND = 20,800,000 VND
(Note: Interest rate and actual amount will be approved by the system and the contract)

Borrowing steps, just 3 simple steps
● Download and register: Install Vvay application, register with phone number, fill in basic personal information.
● Submit loan application: Upload ID and simple documents, select the desired loan limit and term, submit the application.

● Approval and disbursement: Wait for the system to review online, after approval, the money will be in your account, you can view the bill and pay in the application.

Customer support
If you have any questions during use, you can contact us in the following ways:
● Customer service phone number: 0853733478
● Email: support@vvayvn.com

Note
● Please borrow according to your repayment ability, avoid over-debt.
● Paying off debt on time can increase your personal credit limit and enjoy lower interest rates.
● Vvay does not charge any hidden fees, all fees are clearly displayed when borrowing.

Download Vvay now to make capital turnover easier, life more secure!