Wonga vVARY

Just a few minutes and you're done! Download the Wonga app for free, complete verification, and shop in stores and online without any unnecessary formalities. There are no monthly fees for maintaining the app; you can use it whenever you feel like it or need it. Current transactions and repayment dates are always at your fingertips.

🔹 CONTACTLESS PAYMENTS BY PHONE, WATCH, CARD 🔹
Wonga is always with you – in your pocket, purse, wallet, hand, or wrist. Click the app, see how much money you have, and hold your device close to the terminal. That's it! You can also withdraw cash with your Wonga Pay VISA card from all ATMs in Poland. Prefer a physical card? Order it in the app!

🔹 BUY NOW, PAY LATER – WHICH STORES DOES WONGA COVER? 🔹
Anywhere you can pay with a VISA card – either using your NFC-enabled phone or a pre-ordered physical card. Wonga offers many more options than the standard buy now pay later (BNPL) service. Our mobile payment app allows you to shop in installments, buy shoes and cosmetics online, and even add your card to Google Pay.

The Wonga app is available for Android phones.

Minimum repayment period: 165 days
Maximum repayment period: 165 days
APR - 123.07%
MAX APR - 123.07%.

If you don't repay by the 15th of the following month after using your limit, the remaining balance will be repaid in 5 installments. Representative example: Annual Percentage Rate (APR): 123.07%, total loan amount (excluding loan-related costs): PLN 1,000, total amount payable: PLN 1,170.50, nominal variable interest rate: 15.00%, total loan cost: PLN 170.50 (including: Repayment Schedule fee: PLN 136.00, interest: PLN 34.50), loan term: 5 months, 4 equal monthly installments of PLN 235.79, and a final installment of PLN 227.34. Calculation as of December 4, 2025.

This material does not constitute an offer. Details and terms can be found in the Table of Fees and Commissions, the Mobile App Terms and Conditions, and the Terms and Conditions for the Issuance and Service of Planet Pay Cards, available at: www.wonga.pl/dokumenty. Lender and payment service provider: Wonga.pl sp. z o.o. Payment card issuer: Planet Pay sp. z o.o.