Xend Finance Wallet icon

Xend Finance Wallet v3.1.5

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About this app

Convert crypto to Naira, Earn 20% & spend crypto in 1 min. Top crypto wallet ⚡

Xend Finance: Convert crypto to Naira, Swap, Save & Earn Effortlessly
Backed by Binance & Google Launchpad, Xend Finance is a next-generation DeFi Wallet & Finance App that lets you swap, save, earn, and manage digital & local currencies all in one secure place.

Whether you’re a beginner or a pro, Xend Finance helps you grow your money easily — from crypto to Naira, with powerful tools built for Africa and beyond.

💱 Swap Instantly Across Currencies
Exchange between your favorite assets in seconds:
BTC · ETH · BNB · USDT · cNGN · and more.
No P2P risks, no hidden rates — just smooth, fast conversions.

🏦 Direct Bank Transfer to Naira
Send money directly to any Nigerian bank account in under a minute.
Avoid P2P scams and unreliable third parties — get cash in your account instantly.

💰 High Yield Investments — Up to 20 % APR
Save and earn with our Money Market feature, powered by DeFi protocols for secure, high-return opportunities.
Deposit Naira or USDT, and earn while you save for goals like rent, car payments, or December plans.

🔐 All-in-One Wallet Experience
- Send, receive & store crypto securely
- Swap between tokens seamlessly
- Fund with Naira or USDT
- Withdraw to your bank instantly
- Save in stablecoins like USDT & cNGN
- Earn returns up to 20 % APR
- Track your coins with live price charts & market data

⚙️ Built for Security & Transparency
Your assets are protected by audited smart contracts and decentralized insurance systems.
All savings and yields are powered by transparent, on-chain protocols.

🌍 Getting Started
- Sign up with your email or Google login.
- Add funds via bank transfer or crypto deposit.
- Swap, save, and earn instantly from your DeFi wallet.

🔑 Key Highlights
- Next-generation DeFi wallet for Africa and the world
- Backed by Binance, Google Launchpad, and leading investors
- Support for BTC, ETH, BNB, USDT, cNGN, and more
- Direct Bank Transfers to Nigerian banks
- High Yield Investments up to 20 % APR
- Flexible & fixed saving plans
- Secure, audited DeFi infrastructure
- Low transaction fees & optimized performance

💬 Support & Community
Join our global community to learn, connect, and grow:
📢 Telegram: https://t.me/xendFinance
💬 Discord: https://discord.io/xendfinance
📰 Medium: https://medium.com/xendfinance
✉️ Email: hello@xend.finance

🧭 About Xend Finance
Xend Finance is a global DeFi wallet and digital finance platform that empowers users to save, earn, and transact securely across currencies.
Built by a team of blockchain and fintech professionals and backed by Binance and Google Launchpad, we make DeFi simple, accessible, and rewarding for everyone.

Version Information

Version
3.1.5
Downloads
100K+
Updated on
Oct 4, 2025
Released
Dec 1, 2021
Requires
Android 7.0

What's New

- Updated KYC process
- Direct transfer feature
- Swap other Tokens

Ratings & Reviews

4.7
2.1K ratings

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