三井住友信託スマートライフデザイナー vVARY

[Regarding New User Registration]
This app is available to those who do not have a Sumitomo Mitsui Trust Bank account. The following information is required for user registration:

- Email address

- Login password (set on the registration screen)

- Date of birth
[Key features of this app]
● Life Plan Simulation
Estimate your future financial needs in two easy steps (enter information about yourself, your family, your income, and your housing situation). Furthermore, by entering detailed life events, you can gain a more accurate understanding of your outlook.

In addition, hints based on the results are displayed, which can be useful when considering asset formation and other strategies.
● Household Account Book
With Money Forward's account linking feature, you can link a wide range of information, including accounts other than Sumitomo Mitsui Trust Bank, credit cards, and defined contribution pension plans, for a comprehensive view of your monthly income, expenses, and assets.
● Information on asset formation and life planning
We deliver useful information unique to trust banks, including columns and articles, that you need to know in the era of 100-year lifespans. By enabling notifications, you can stay up-to-date with the latest news.
[Availability]
24 hours a day, 365 days a year
However, the app is unavailable during the following system maintenance times.

The second Tuesday of every month from 12:00 AM to 6:00 AM.
In addition, new user registration and some features, such as the household accounting function, are unavailable from 2:00 AM to 4:00 AM every Tuesday and Friday.
[Recommended Environment]
This app is for smartphones only. Please use the following environment:
Android: 13, 14, 15
- Even with the above recommended environment, you may not be able to use the app depending on your device's settings.
- The app may not function properly on tablet devices.
[Help]
●User Guide
This guide explains the main operations with images.
https://www.smtb.jp/personal/app/guide
●Frequently Asked Questions
We provide answers to a wide range of questions.
https://faq.smtb.jp/category/show/357?site_domain=default
[Notes]
- This app can only be downloaded and used within Japan.
- To prevent the download of fraudulent apps (fake apps), please download this app from Google Play.
- The app screens shown may differ from the actual ones.
- Functions and features may change without notice.
- Pre-settings are required to log in to internet banking or use biometric authentication.