ТезФинанс - займ гражданам СНГ v1.1.7

TezFinance – loans up to 100 thousand rubles to citizens of Uzbekistan, Kyrgyzstan and Tajikistan.

TezFinance is a product brand of one of the leaders in the microfinance market, MFC MigCredit.

The company provides two financial products - loans for obtaining a patent (up to 25 thousand rubles) and for any purpose (up to 100 thousand rubles).

There are offices for borrowers in Moscow, St. Petersburg, Yekaterinburg and Novosibirsk.
Money is issued to a bank card of any Russian issuer.
The loan decision is made within half an hour based on one document.

TezFinance received a special award in 2022 as part of the RETAIL FINANCE AWARDS and became the only representative of an MFO recognized for its achievements in the development of retail financial business in Russia in 2022.

Conditions for obtaining a loan:

Minimum debt repayment period 61 days
Maximum debt repayment period 364 days
Minimum annual rate 0%
Maximum annual rate 35.99%

Formula for calculating the cost of the loan:
Amount to be returned = Loan Amount + Overpayment Amount,
where Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)
There are no additional fees.

An example of calculating the total cost of a loan in the amount of 15,000 rubles for a period of 70 days:
The interest rate for using the loan in each of the 70 days is 0.099% per day.
Total cost of credit (FLC) – 35.99% per annum.
The amount of accrued interest for 70 days of using the loan is 615 rubles.
The total amount to be repaid is 15,615 rubles.

Penalty in case of violation of the deadline for making any payment specified in the payment schedule - 0.1% per day of the amount of the outstanding principal debt.
If the last payment is delayed by 10 days:
The amount of interest payable is 615 rubles.
The amount of the penalty is 38.32 rubles.
Total amount to be repaid: 15,000 + 615 + 38.32 = 15,653.32 rubles.