ShiftKey Wallet v2026.1.0

ShiftKey users: Get paid instantly¹ and take control of your finances with ShiftKey Wallet, powered by Branch.

Instant Access to Payments¹
Money lands in your account moments after your invoice is approved.¹ You get a digital debit card and business account⁴, without the hassle of minimum balances, credit checks, or monthly account fees.

FDIC-backed Security
Your hard-earned money is protected, thanks to FDIC deposit insurance from Evolve Bank & Trust.

Financial Flexibility
Make payments using your Mastercard debit card, or connect your digital card directly to Google Pay. You can also link to your favorite apps, like Venmo and PayPal.

With ShiftKey Wallet, you can:
• Easily manage your budget, pay bills, and achieve savings goals
• Earn cash back rewards for everyday purchases
• Use your ShiftKey Card wherever Mastercard is accepted⁴
• Easily withdraw cash at any of the 55,000+ ATMs in the Allpoint Network²
• Transfer money to another bank account or debit card³

Start your account setup in the ShiftKey App.

Disclosures
¹ Timing of payments may vary based on invoice approvals and are subject to a $2.95 fee per payment from ShiftKey. Manual review of an invoice usually takes less than 24 hours but can take up to a week. Once your invoice is approved, we can start processing your payment.
² There are no in-network ATM fees for the first 8 transactions per month. A $2 ATM fee will apply for any in-network ATM withdrawal after the eighth transaction within any given month.
³ There is no cost to use the ShiftKey Wallet app or debit card. However, you may incur a small fee if you choose to instantly transfer your funds to an external debit card or account.
⁴ Banking services are provided by Evolve Bank & Trust, Member FDIC. ShiftKey Wallet, powered by Branch, is a Mastercard business debit card and account issued by Evolve Bank & Trust, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted subject to certain restrictions, local laws, and regulations.