Emma - Budget Planner Tracker icon

Emma - Budget Planner Tracker v1.39.0

• In-app purchases

Emma - Budget Planner Tracker screenshot 0 Emma - Budget Planner Tracker screenshot 1 Emma - Budget Planner Tracker screenshot 2 Emma - Budget Planner Tracker screenshot 3 Emma - Budget Planner Tracker screenshot 4 Emma - Budget Planner Tracker screenshot 5 Emma - Budget Planner Tracker screenshot 6 Emma - Budget Planner Tracker screenshot 7

About this app

Developer Description

Money dashboard & spending tracker. Manage bills & subscriptions.

Meet Emma, your financial super app 👋

● All your accounts in one place
● Find and track your subscriptions
● Set budgets
● Weekly reports
● Analyze your spending & expenses
● Daily balance notifications
● Overdraft alerts

BANK LEVEL SECURITY

Worried about sharing your data? We hear you.


● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored.
● Emma uses biometric security authentication for an added level of protection.

CUSTOMER REVIEWS

“This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!”
Sarah

“I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!”
Mike

OUR MISSION

We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for.

We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.

MORE FEATURES? GO PLUS, PRO OR ULTIMATE

We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade:

Emma Plus

True Balance - preemptively see the balance of your bank account after your subscriptions are removed
Fraud Detection - find out whether your personal details have been part of a known data breach
Bill Reminders - get reminded about your upcoming bills so you never miss a payment
Cashback - get cashback from your favorite brands


Emma Pro

All the features in Emma Plus
Custom categories - so you can customize your finances to your heart's content
Rename transactions - for easier reference
Export data - to understand your finances on excel
Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma
Create Smart Rules - to automate your Offline Accounts. Look, no hands!
Split your transactions - into multiple categories for more flexibility
Legendary Pro Icon - because you are a Pro

Emma Ultimate

All the features in Emma Plus & Pro
Spaces - group together different accounts to see separated analytics and budgets
Ultimate Icon - so you can show them who's boss

-----------------------------------

If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952

Company Registration Number: 10578464.

Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy

In-app purchases

$2.99 - $124.99 per item

Version Information

Version
1.39.0
Downloads
500K+
Updated on
Dec 16, 2025
Released
Oct 30, 2017
Requires
Android 8.0

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Emma - Budget Planner Tracker - Google Play Rankings

No ranking data available yet. Rankings are updated daily.

#147 in Top Grossing Finance in United States

#9 in Top Free Finance in United Kingdom

#12 in Top Grossing Finance in United Kingdom

#122 in Top Grossing Finance in Canada

Emma - Budget Planner Tracker users say on Google Play

★★★★★
Joanne Smith Joanne Smith

Im impressed. I installed the app and signed up, never used it due my own reasons, no fault of the app. it took out the first months payment, which reminded me that I was subscribed, so I went to cancel. I wasn't expecting the money back because its my own fault I didnt cancel but it automatically offered me a refund! how cool is that 😎

3 Nov 24, 2025
★★★★
Tony Morris Tony Morris

Tomorrow was the end of my free 7 day 'Pro' trial, so I set about cancelling the renewal via the app. Easy to find the right place, unlike many others. Clicking through 'I want to cancel' took me through 3 stages of discount offers for Pro, I accepted at the 70% offer and can try it for 3 months if I want, at £3 per month. Seems useful so far, but I think I need the longer trial to be sure what it's going to give me. One thing is the data displayed on the homescreen is very crowded.

14 Sep 10, 2025
★★★
C Mardzie C Mardzie

I’m not sure why the investment page on my Emma app keeps jumping up and down on my phone.

0 Sep 5, 2025
★★
K. Al K. Al

I tried it mainly to see if it can truly check all my subscriptions in case I was missing something, like all their IG ads show. Turns out - nope! It only caught several recurring payments, giving me the option to add others manually. So...I guess their ads are a lie. Also - INCREDIBLY hostile to unsubscribe and VERY sneaky about trying to get people to commit to yearly payments on their more expensive plan. When I went to cancel, it held me hostage with like TEN 'are u sure???' questions. 🙄

22 Nov 26, 2025
Jade Jade

It seems really shady. Most of the good reviews here seem to be that the app used to be good when it first started but has moved any use from it behind a very expensive yearly subscription. I tried getting the 7 day free trial, but it kept trying to take the money from my account there and then, so I just deleted it all together. app is pretty much useless without paying £80+ a year, which seems to defeat the point when you're trying to save/budget money?

25 Sep 17, 2025

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