Experian® v4.2.10

Experian

About this app

The Experian app solves the problem of individuals needing to monitor and manage their credit scores, providing a user-friendly platform for tracking financial health. This app benefits individuals who are concerned about their creditworthiness and want to make informed financial decisions. Compared to alternatives in the Finance category, Experian stands out due to its reputable brand and extensive features, but may fall short in terms of offering a more comprehensive financial management tool. Its high user rating and large download base attest to its effectiveness and popularity.

Pros

With over 10 million downloads and an excellent user rating of 4.7/5, the Experian app has demonstrated its reliability and usefulness in helping users manage their credit scores and financial health.
The app's developer, Experian, is a well-established and trusted brand in the financial industry, which lends credibility to the app's functionality and security.
The Experian app does not contain ads, which enhances the user experience and reduces distractions, allowing users to focus on their financial management.
The app requires Android 7.0 or later, ensuring that it is compatible with a wide range of devices and can be used by a large user base.
The app's simple and intuitive interface makes it accessible to users of various technical skill levels, allowing anyone to easily monitor and manage their credit scores.

Cons

One concern is that the app may not offer as comprehensive a set of financial management tools as some of its competitors, potentially limiting its usefulness for users who require more advanced features.
Although the app has a high user rating, some users may experience issues with the app's performance or accuracy, which could be frustrating and impact their financial decision-making.
The app's lack of in-app purchases and ads may lead some users to wonder how the developer plans to generate revenue, potentially raising concerns about data privacy and security.
The app's compatibility with certain devices may be limited, which could be a concern for users with older or lower-spec devices.

Best for: The ideal user for the Experian app is an individual aged 25-50 who is concerned about their creditworthiness and wants to make informed financial decisions, has a moderate level of technical skill, and is looking for a user-friendly platform to track and manage their credit scores and financial health.

Developer Description

Your Big Financial Friend

Financial Power to All™. Get your Experian credit report and FICO® Score* with a free Experian® membership—no credit card needed! Apply with confidence for credit cards labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not initially approved^^. You could save big on car insurance and even get notified about changes to your credit profile. With a paid membership, you could save an average of $631/year on bills and subscriptions with Bill Negotiation & Subscription Cancellation**, get started today.

GET STARTED FOR FREE

■Experian credit report and FICO® Score*
Check your FICO® Score and credit report anytime, anywhere—it won't hurt your credit. Get every 30 days. See what factors help or hurt your FICO® Score, and actions to take for better credit.

■Experian Boost®ø
Raise your FICO® Score* using bills you already pay, like your cell phone, utilities, video streaming services and eligible rent payments.

■Credit monitoring
Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report.

■Marketplace^
Compare credit card, personal loan or car insurance options matched to your unique credit profile. Apply with confidence for cards labeled “No Ding Decline™” that won’t ding your FICO® Score if you aren’t approved^^. You could save money with a personal loan or save over $1,007+/year on car insurance^^^.

PREMIUM BENEFITS

■Bill Negotiation & Subscription Cancellation**

You could save up to $631/year and time when we negotiate your bills!! We'll even cancel subscriptions you no longer want.

■Experian CreditLock***

Protect against identity theft by locking your Experian credit file. We’ll alert you real-time if someone applies for credit in your name while your file is locked.

TERMS

See experian.com/legal for Terms of Use Agreement & Privacy Policy.

øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or another type of credit score altogether.

**Results will vary. Not all bills or subs are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings. Experian members for whom Experian completed at least one negotiation and canceled at least one subscription averaged $631/year of anticipated savings.

***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences between them: experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/

^Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states.

^^Applying for ‘No Ding Decline™’ credit cards won’t hurt your credit scores if you aren’t initially approved. Initial approval will result in hard inquiry, which may impact your credit scores.

^^^Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched and saved.

©2025 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses & Disclosures: experian.com/help/cm-licenses-and-disclosures.html

Privacy

Given that the Experian app requests no permissions, it is justified in its minimal data collection, and users should be aware that their credit score and related financial data may be collected and stored. To ensure privacy and security, users should regularly review their account activity and report any suspicious transactions or changes to their credit score. Additionally, users should be cautious when accessing the app on public Wi-Fi networks to minimize the risk of data interception.

Tips

To get the most out of the Experian app, users should first set up their account and link their credit information to the app, allowing them to track their credit score and receive alerts and notifications. Users can also optimize their experience by regularly updating their information and monitoring their credit report for errors or inaccuracies. Furthermore, users can integrate the app with other financial management tools to gain a more comprehensive understanding of their financial health.

What's New

Find out if you're overpaying on auto insurance. We shop and compare quotes for you from over 40 top insurers. And NOW you can get notified when rates in your area drop with ongoing rate monitoring! Experian will actively monitor rates in our network to make sure you’re always getting our best deal.

Version Information

Version: 4.2.10
Downloads: 10M+
Updated on: Dec 18, 2025
Released: May 12, 2016
Requires: Android 7.0

Statistics

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Experian® - Google Play Rankings

Rank	Country	Category	List	Change
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No ranking data available yet. Rankings are updated daily.

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Experian® users say on Google Play

★★★★★

Tracey Tolson

Great app and tool

★★★★

Liz F

A Big Plus is the review process detailing what & how reporting impacts your credit. Pretty good free version. I would upgrade to the full version if it was a one time annual fee of $25. What score you see isn't the same as lenders so don't be shocked when they tell you your score is lower. Also they don't really work with you if you say a creditor reported something inaccurately they go with whatever the creditors say who just automatically respond that they are accurate even if they aren't.

★★★

Eric D. Hatcher El Bey

The only issue i have with Experian, is a dispute I have with a creditor reporting false information about a debt that was settled for a lesser amount. I sent proof of the settlement agreement in writing, and they refuse to acknowledge or apply thebaccumetro 2 coding.

★

Justin Miller

The app never works. When opened it says "no network available". Been doing this for months, and quit spamming my email saying my score improved when NOTHING changed! Edit: still spamming my email. Quit!