RING by Kissht: Personal Loan v1.6.4
OnEMI Technology Solutions LimitedAbout this app
Developer Description
Easy Loan Approval From Rs 35,000 to Rs 5 lakh with fast disbursal on low rates
Customers can avail of loans up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! Unlock higher pre-approved loans on timely repayment. 💰
With RING UPI, you can conveniently send money to any mobile number or bank account.
Our Offerings
🌟 Fast Payment With RING UPI.
Transfer funds directly from your bank account with ease.
Pay any merchant, anytime using any UPI QR Code!
Zero documentation, quick disbursal and lower interest rates
⚡Effortless Instant Loan Approval- Get a quick loan up to Rs. 5 lakhs in just 5 mins through RING's instant loan paperless KYC process.
Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 60,000.
Tenure: 18 months.
Interest Rate: 33% per annum.
Processing Fee (incl. GST): ₹ 4,248.
Total Interest: ₹ 16,858.
EMI: ₹ 4,271.
APR: 44 %.
Sanctioned Loan amount is ₹ 60,000.
Net Disbursed amount is ₹ 55,752.
Total loan repayment amount is ₹ 76,858.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106.
We work with RBI-registered NBFCs such as:
1. Si-Creva Capital Services Pvt. Ltd.
2. Northern Arc
3. MAS Financial Services Ltd.
Features That Make RING Your Go-To Lending Option!
📲 Direct Deposit - Get the RING Power Loan, up to ₹5,00,000, deposited straight into your bank account in a flash.
💸 Affordable Rates - Our interest rates go up to 33%, with APR ranging from 32% to 63%.
📥Flexible & Quick Loan Repayment: With our quick loan app, you can enjoy flexible instant loan repayment tenure from 3 months to 60 months
🔐Prioritize security: Ring follows all the RBI guidelines to ensure you can get instant cash loans, personal loans & more with peace of mind.
🤝 Become A RING Merchant - Partner with our personal loan app, also a trusted payment solution for over 10 lakh businesses, to streamline your payment process. Use our power loan app to build strong customer relationships, experience rapid settlements, enjoy rewards & cashbacks. Upgrade your business today with the RING safe loan app.
Why choose RING?
● Super quick approval with RING Power Loan
● Flexible repayment on personal loans
● Instant loan disbursement
● Ditch the paperwork with our safe loan app
● We work with RBI-registered NBFCs
● Transparent terms and zero hidden costs on instant loans
Start your Journey
1️⃣ Download the Ring instant loan app
2️⃣ Register with ease
3️⃣ Experience financial freedom with transparent, quick loan options
Why Borrow An Instant Loan Through Ring?
At RING we care about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.
Also, we follow strict guidelines for customer service -
● We use registered landline lines to communicate with customers
● We never use personal cell phones, international numbers, or VoIP conversations
● We never ask customers to make payments into personal or private bank accounts. Payments are only accepted on our personal loan app.
● Our loan app cannot access your contact list and other sensitive information without your consent.
Contact Us
In case you have faced any of the above-mentioned situations, do this:
1. Write to care@pay-with-ring.com OR call our customer care number on
08044745880 / 08062816300.
2. Share with us a screenshot or recording of the message or call.
Address: Office units 2, 3, and 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070, Maharashtra, India.
Disclaimer:
The application is SSL-certified, and all transactions are 100% safe & secure.
Ready to chase your dreams with our instant loans? Download the RING quick loan app today!
What's New
Bug fixes and under the hood improvements
Version Information
- Version
- 1.6.4
- Downloads
- 10M+
- Updated on
- Dec 30, 2025
- Released
- Jan 11, 2026
- Requires
- Android 8.0
Statistics
Google Play Rating History
Rating Distribution
Downloads Over Time
RING by Kissht: Personal Loan has been downloaded times. Over the past 30 days, it averaged downloads per day.
Shaded area shows 30-day prediction based on historical trends
Historical data collection started recently. More data points will be available over time.
RING by Kissht: Personal Loan - Google Play Rankings
Top Rankings
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|---|---|---|---|---|
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Ranking History in
No ranking data available yet. Rankings are updated daily.
#22 in Top Free Finance in India
RING by Kissht: Personal Loan users say on Google Play
No delays, no extra paperwork, just instant cash so great app @
Good app. If you are looking for loan then you must try this.
Best app