Zable - Mobile Finance v4.104.0
Zable
About this app
Zable - Mobile Finance solves the problem of credit eligibility checks without affecting one's credit score, benefiting individuals seeking financial transparency and control. Compared to alternatives in the Finance category, Zable stands out with its straightforward approach and lack of ads or in-app purchases, making it a trustworthy option. The app's high user rating and significant download numbers further solidify its reputation. However, its simplicity might fall short for users seeking comprehensive financial management tools.
Pros
- With over 1 million downloads and an excellent 4.6/5 user rating, Zable demonstrates strong social proof and a high level of user satisfaction, indicating a well-designed and functional app.
- The absence of ads and in-app purchases ensures a distraction-free and financially transparent experience for users, aligning with the app's purpose of providing unbiased credit eligibility checks.
- Zable's developer, Zable, provides a clear and accessible website and email for support, showcasing a commitment to user communication and feedback.
- The app requires no permissions, which is a significant advantage in terms of privacy and security, as users do not have to worry about unnecessary data collection or potential breaches.
- Given its minimalistic approach and focus on a single task, Zable likely offers a streamlined and easy-to-use interface, making it accessible to a wide range of users, including those who are not tech-savvy.
Cons
- One concern is the app's limited feature set, which might not cater to users looking for a comprehensive financial management tool, potentially requiring them to use additional apps for other financial needs.
- Although the app does not collect any data due to the absence of permissions, users should still be cautious about the information they input during the credit eligibility check process, ensuring they understand what data is being used and how.
- The lack of detailed financial analysis or planning tools might make Zable less appealing to users seeking a more holistic approach to their financial health and planning.
- There is no information provided about the frequency of updates or the app's long-term support, which could be a concern for users who rely on the app for critical financial decisions.
Best for: The ideal user for Zable - Mobile Finance is an individual aged 25-50, with a moderate to high level of financial literacy, seeking a straightforward and privacy-conscious tool for checking their credit eligibility without impacting their credit score, and who values simplicity and transparency in their financial management tools.
Developer Description
See if you’re eligible for credit without affecting your credit score
Rated 'Excellent' on TrustPilot:
- Quick eligibility check: it won't affect your credit score
- Apply in minutes: simple, straightforward, paperless card and loan application
- Manage your money: credit card transactions, loan payments, and credit score
- Repay card in minutes: make card payments in the app
- Google Pay: most approved customers are eligible for a virtual card immediately
- Credit score: see your Equifax score
- Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible
- No hidden card fees: at home or abroad
- Simple to use: manage your card or loan in the app
Zable Credit Card:
Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Google Pay, and most approved customers enjoy instant access to start spending right away.
Zable Loan:
The loan application process is paperless and fast – complete your application in our app and you could potentially receive your loan the same day. You can customise your loan amount and term, providing flexibility and control over your loan.
Credit Score:
Access your Equifax credit score for free, gaining valuable insights into your credit score history and the factors affecting your credit score and eligibility for a loan or card.
Zable Credit Card: Representative 48.9% APR (variable)
Zable Loan: Representative 32.5% APR (fixed). Assumed borrowing of £7,500 over 36 months at 32.5% APR representative. Monthly cost of £312.15. Total amount repayable of £11,237.40. Interest rate of 27.0% p.a.(fixed) and total fees of £440.00. From 9.9% to 49.9% APR. £1,000-25,000 over 1-5 years available.
Our loans involve fixed monthly payments over a set period, between one to five years. If you would like to change your repayment schedule or make early repayments for your personal loan, you can do so with ease (and without incurring a fee) via our app.
We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd.
Here to help:
Reach our customer service team 7 days a week by email, phone, or text.
02033229128
contact@zable.co.uk
69-77 Paul Street
EC2A 4NW
Privacy
Given that Zable requires no permissions, the risk of data collection or breaches is significantly minimized. However, users should still ensure they are downloading the app from a trusted source, such as the official Play Store, to avoid any potential malware risks. Regularly reviewing the app's terms of service and privacy policy, if available, can also provide insights into how the app handles user data.
Tips
To get the most out of Zable, users should first ensure they have a stable internet connection, as the app likely relies on online services for credit checks. Upon launching the app, users should carefully review the instructions for the credit eligibility check process to ensure they understand the requirements and the implications of the check. For optimal performance, closing other resource-intensive apps while using Zable can help prevent any potential slowdowns or crashes.
What's New
Version Information
- Version
- 4.104.0
- Downloads
- 1M+
- Updated on
- Jan 9, 2026
- Released
- Jun 30, 2020
- Requires
- Android 7.0
Statistics
Google Play Rating History
Rating Distribution
Downloads Over Time
Zable - Mobile Finance has been downloaded times. Over the past 30 days, it averaged downloads per day.
Shaded area shows 30-day prediction based on historical trends
Historical data collection started recently. More data points will be available over time.
Zable - Mobile Finance - Google Play Rankings
Top Rankings
| Rank | Country | Category | List | Change |
|---|---|---|---|---|
| — |
Ranking History in
No ranking data available yet. Rankings are updated daily.
#14 in Top Free Finance in United Kingdom
Zable - Mobile Finance users say on Google Play
Dave De'ath
Very easy app and very easy application process
Cristian Buzan
Please give us the option to login on desktop laptop to Zable account,when tried login they screen me out ,the zable app have an issue ,the app is not responding.
David Hopkins
good
Kerrie
can't see my account balance I've uninstall and reinstalled but nothing
David Freeman
Reading the majority of the reviews about this card. There are many other card companies that offer these supposed 'credit building', credit cards and as long as you have even a basic state pension level of income, you will be accepted by many of them, for a card. though most charge high interest rates.
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