PakCredit - Safe Easy Loan v1.0.9

PakCredit, an easy and convenient online personal loan App, provides fast, flexible, and secure loan services for Pakistani citizens. Simplify your loan experience with PakCredit: access up to PKR 50,000, enjoy seamless transactions, and get rapid fund transfers within 5 minutes post-approval.

PakCredit is powered by Visioncred Financial Services (Private) Limited, an SECP-licensed NBFC with License No.: SECP/LRD/97/VFSL/2022-86. Committed to strict compliance with regulations and laws in Pakistan, we ensure a safe, transparent, and dependable lending service for our customers.

* * Product Introduction * *
Loan Amount : PKR 3,000 to PKR 50,000
Loan Term : 15 to 180 days
Annual Interest Rate (APR) : 3.7% - 18.25% per year

For Example, if you apply for a loan with the principal amount of PKR 5,000 and the loan term is 90 days, the annual interest rate is 12.57%, other fees is 0, then the calculation as follows:
Loan Amount disbursed to you is PKR 5,000
Total Markup is PKR 154.0 (Calculation: 5,000 * 12.57% * 90 / 365)
Total Repayment Amount is PKR 5,154.9 (Calculation: 5,000 + 154.9)

* * Application Process * *
Download PakCredit from Google Play and create an account using your mobile number.
Complete the online application forms within 5 minutes.
Submit your application for quick approval.
Instant disbursement of the loan to your bank account.
Ensure timely repayment of your loan.
Access another loan with increased amount, extended term, and reduced fees.

* * Eligibility Criteria * *
Age Range is 19-55 years old.
Pakistani citizenship is mandatory.
Valid ID Card is a must.
Stable income or employment is necessary.

* * Security and Privacy Protection * *
When you use our app, we may request certain permissions for mobile phone information to enhance your experience and assess your eligibility for the application. Rest assured, all your data will be safeguarded with bank-level security measures and will never be shared with third parties without your consent.

* * Contact Information * *
For inquiries, we recommend reaching out to our online customer service via our app.
Customer service hours: 9:00 AM – 9:30 PM (Monday - Sunday)
Customer care email: service@pakcreditloan.com
Customer service hotline: 051-8840829
Customer service office address: Office No. 14E, 1st Floor, The Hive, Manzoor Plaza, Blue Area, Sector G-6/2, Islamabad