Netspend v7.0.4

NetSpend

About this app

Developer Description

Your Money, Your Way

YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹ 
Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.  

UP TO $300 IN OVERDRAFT PROTECTION² 
Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³ 
Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.  

130,000+ RELOAD LOCATIONS⁵ 
Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR: 
• People & families wanting to manage their finances on the go 
• Unbanked or underbanked individuals 
• Freelancers who need flexibility in their financial solutions  

Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.

What's New

We have some great updates for you in this version!

• Earn Cash Back: Check out our shiny new carousel on the home screen. It is now super easy to see where to use your card to earn rewards and cash back.

• Login Fix: We fixed the issue that was stopping your username from saving. No more re-typing!

• Smoother Sailing: We also squashed some other minor bugs to keep the app running smoothly.

Enjoy the update!

Version Information

Version: 7.0.4
Downloads: 5M+
Updated on: Dec 9, 2025
Released: May 23, 2011
Requires: Android 9

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Netspend users say on Google Play

★★★★★

Ciel Venzart

So far, so great.

★★★★

Gebe

The app is pretty good so far. My issue is, why am I having to "UPDATE NOW" every time I want to long on; which is about twice a week? This is aggravating 😏 and questionable 🔴 however, I like it!

★★★

Jennie Coz

this app is malfunctioning. I can't log in.it keeps sending me a place to enter a six digit code but doesn't send the email with the code. I can log in without a problem on my old phone. I copied files from old phone to this phone. A hair raising experience to say the least.

★★

Rhiannon

the once auto feature for savings has been changed so that you can't set an amount to be automatically placed when money is added this was one of my favorite features the set it and forget it but now that's gone 😒and now there's a fee to transfer from one ns user to another user as someone who's funds every month r limited that feature use to be a great help I even had my bf sign up so that I could pay him my half of the rent but now I'm charged 5 dollars just to do that on top of a monthly fee

★