Qapital: The Money Saving App icon

Qapital: The Money Saving App v5.25.0

Qapital: The Money Saving App screenshot 0 Qapital: The Money Saving App screenshot 1 Qapital: The Money Saving App screenshot 2 Qapital: The Money Saving App screenshot 3 Qapital: The Money Saving App screenshot 4 Qapital: The Money Saving App screenshot 5 Qapital: The Money Saving App screenshot 6 Qapital: The Money Saving App screenshot 7

About this app

Developer Description

Save. Invest. Budget.

Save money, invest, and budget automatically with Qapital – an app that makes financial decision-making easier on the brain.

Studying behavioral economics taught us that humans are simply not wired to process tradeoffs between spending now and saving for later. So, we put together a team of product experts and finance pros to build automated money management solutions that are simple to use and easy to stick with.

Try Qapital free for 30 days, then $6/month.

*****

Qapital helps you to put away a little bit every week. It’s the easiest way to save for things like: presents, birthdays, vacations, and emergency funds.

1. Set unlimited money saving goals
Set as many goals as you’d like, personalize them, move money to them automatically, and track your progress as you go.

2. Budget with smart rules
Qapital transfers money from your checking account to Qapital savings using the rules you set. We help you build rules around habits you already have. That way, you can save when you buy a treat, or go for a run.

3. Save money & invest in ETFs
Automatically set money aside for savings and investing goals when you get paid, when you shop, or whenever works best for you.

4. Spend smarter
Set money aside for weekly spending with the Qapital Visa® debit card. Shop anywhere Visa® is accepted, get cash from ATMs world-wide, and get notified when you’re close to your weekly budget.

5. Invite a partner and team up on your goals
Qapital Dream Team™ lets you save toward shared goals and see one another’s transactions without giving up your individual accounts. You decide what’s shared and what’s private, always.

*****

Qapital is a fintech company, not an FDIC-insured bank. Checking account provided by Lincoln Savings Bank, Member FDIC. Visa® debit card issued by Lincoln Savings Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.

Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. Brokerage services provided to Qapital Invest clients by either (i) Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC or (ii) Wedbush Securities Inc., an SEC-registered broker-dealer and member FINRA/SIPC.

Qapital will deduct a monthly membership fee after any applicable free trial ends and you connect a bank account. Current membership fees can be found at https://www.qapital.com/pricing.

For full details, see Qapital’s Terms and Conditions (https://www.qapital.com/terms/) and Privacy Policy (https://www.qapital.com/terms/privacy-policy/).

Version Information

Version
5.25.0
Downloads
1M+
Updated on
Dec 19, 2025
Released
Feb 9, 2016
Requires
Android 7.0

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Qapital: The Money Saving App users say on Google Play

★★★★★
Ali M. Ali M.

team I'm seeing issues on withdrawals. I have rules not expired, not being applied. there are other buckets that are applied but I have certain rules that are now pulling money for some reason. this was working just fine last week now I'm having issues with my big withdrawals

37 Sep 30, 2025
★★★★
Benton Lewis Benton Lewis

Updated to reflect changes: PayDay Divvy is the CORE of this app. Set your categories, allocate funds, and let it do it's things. This is arguably the best finance app when partnered with a solid budget spreadsheet. Having a smart Debit Card is a huge bonus. However, Qapital could do with better support articles, customer service (please stop the copy-pasting from the help articles we have already read), and customization of the home screen.

8 Sep 27, 2024
★★★
Brian Flournoy Brian Flournoy

Used to be a great app. You can mail checks. Now you can't mail checks anymore well on my end Now, when you open a app, you get access instant access before you used to have to sign in. So go back to the old way. Because of somebody's steals your phone. They could see what you have and everything you saved in this app is gone

1 Jan 14, 2025
★★
Alyssa Myers Alyssa Myers

The app keeps saying I'm using an old version and I need to update, and won't let me into the app, BUT THERE IS NO UPDATE.

12 Sep 27, 2024
marmibra marmibra

I've had this app for years, but something has changed. I could not perform a transfer back to my account, so I un-installed and reinstalled the app. Now, there is no place to log in. This is too much hassle. I'm playing an email game. I'd just like to get my money, cancel, and find an app or high interest savings account that I can actually contact.

33 Nov 13, 2024

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