U.S. Bank Mobile Banking v3.73.123

U.S. Bank Mobile

About this app

The U.S. Bank Mobile Banking app solves the problem of convenient and secure banking on-the-go, benefiting U.S. Bank customers who want to manage their finances efficiently. Compared to alternatives in the Finance category, this app stands out with its high user rating and large download base, indicating a well-designed and reliable experience. However, its lack of permissions may limit some advanced features, potentially falling short for power users. Overall, the app's simplicity and reputation make it a solid choice for U.S. Bank customers.

Pros

With over 10 million downloads and a 4.7-star rating, this app demonstrates exceptional social proof and quality, making it a trustworthy choice for users.
The app's developer, U.S. Bank, is a reputable institution, providing confidence in the app's security and support.
The absence of ads and in-app purchases ensures a clean and uninterrupted user experience, focusing on the core banking features.
Regular updates, as indicated by the version number, suggest the developer is actively maintaining and improving the app, addressing user needs and security concerns.
The app's offline capability, although not explicitly stated, is likely supported given its banking nature, allowing users to access some features without an internet connection.

Cons

The lack of permissions may limit the app's functionality, potentially restricting advanced features or integration with other services, which could be a drawback for some users.
Although the app has a high rating, some users may experience issues or have specific needs not met by the app, highlighting the importance of reading recent reviews and understanding the app's limitations.
The app's requirement for Android 10 may exclude users with older devices, potentially leaving some U.S. Bank customers without access to mobile banking if they cannot upgrade their device.
Without explicit information on data collection and usage, users should be cautious about the information they provide and regularly review their account activity and settings.

Best for: The ideal user for the U.S. Bank Mobile Banking app is a U.S. Bank customer who is moderately tech-savvy, looking for a convenient, secure, and user-friendly way to manage their finances on-the-go, and values the simplicity and reliability that this app provides, likely falling within a wide age range but skewed towards adults who are familiar with online banking services.

Developer Description

Managing your money just got easier. Get the new Mobile app.

Security at your fingertips
• Log in with your credentials for digital services at usbank.com. Don’t have online access? Enroll with the app. • Be alerted to duplicate charges, suspicious activity, and low balances.
Manage accounts and cards
• View accounts & balances in one spot: checking, savings, credit cards, loans, and more. • Securely access credit scores.
• Set travel notifications, lock & unlock cards, and more.
• Add cards to mobile wallet.
• Select your language preference – English or Spanish.
Personalized Insights
• Review monthly spending in key categories, like Food & Dining.
• Get recommendations on how to save and grow your money based on your spending history.
U.S. Bank Smart Assistant®
• Manage accounts by asking "What’s the routing number for my checking account?" • Move money by saying “Transfer $50 from checking to savings.”
Easy money movement
• Send & request money with friends and family using Zelle®2. • Quickly deposit checks, now with increased limits.
• Pay & manage bills in one spot.
• Make transfers between U.S. Bank accounts.
Explore products
• Find new accounts, credit cards, loans, small business accounts, & more. • Apply from the app and often get a decision within minutes.
Help when you need it
• Explore the Help Center for answers to commonly asked questions.
• View banking demos on Digital Explorer.
• Schedule an appointment with a banker or get real-time support with Cobrowse. • Locate branches & ATMs near you.
U.S. Bancorp Investments, an affiliate of U.S. Bank
• View U.S. Bancorp Investments accounts & balances.
• Make transfers between U.S. Bank accounts & U.S. Bancorp Investment accounts.
1. Industry benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile app in its Q3 2021 Mobile Banker Scorecard.
2.Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Terms and conditions apply.
U.S. Bank and U.S. Bancorp Investments is committed to protecting your privacy and security. Learn more by visiting U.S. Bank Consumer Privacy Pledge, the U.S. Bancorp Investments Privacy Pledge, and the Online Privacy and Security Policy. The Digital Security Guarantee | Mobile and online security | U.S. Bank (usbank.com) protects customers from fraud loss. For more information about U.S. Bank Mobile Banking, please visit usbank.com/mobile or call us toll-free at 800-685-5035.
Investment and insurance products and services including annuities are:
Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency
For U.S. Bank:
Equal Housing Lender. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Deposit products are offered by U.S. Bank National Association. Member FDIC.
U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments.
For U.S. Bancorp Investments:
Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

Privacy

Given the app requests no permissions, it's essential for users to understand that their data security relies heavily on the bank's internal security measures and the security of their device. Users should always use strong passwords, enable two-factor authentication when available, and regularly monitor their accounts for suspicious activity. It's also crucial to only download the app from trusted sources like the Play Store or the bank's official website.

Tips

To get the most out of the U.S. Bank Mobile Banking app, users should first ensure their device meets the minimum Android requirement and then take advantage of the app's features by setting up account alerts, using the app's built-in budgeting tools, and exploring any available investment or savings features. Regularly checking for updates and providing feedback can also help improve the app's functionality and user experience.

What's New

Updates and enhancements made with you in mind.

Reach your savings goals faster with Spend & Save—where every purchase automatically moves money into your savings account.

Experience the enhanced credit card account dashboard with improved navigation and quicker access to key tasks.

Pay business bills with your credit card—improving convenience and keeping payment options flexible.

Version Information

Version: 3.73.123
Downloads: 10M+
Updated on: Dec 4, 2025
Released: Oct 4, 2011
Requires: Android 10

Statistics

Google Play Rating History

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Downloads Over Time

U.S. Bank Mobile Banking has been downloaded times.

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U.S. Bank Mobile Banking - Google Play Rankings

Rank	Country	Category	List	Change
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No ranking data available yet. Rankings are updated daily.

#67 in Top Free Finance in United States

#66

Instant Cash Advance: CashHoop

#67

U.S. Bank Mobile Banking

#68

Taptap Send: Money Transfer

U.S. Bank Mobile Banking users say on Google Play

★★★★★

Norman Taylor

Easy to use but every time I log on I have to shut the app down and login again because it just spins. EDIT: the app has improved very much since this last review! The bugs are gone, and has been streamlined. I'd venture to call it mistake proof, hence the change from 3 to 5 stars

★★★★

Josette Hill

Overall, I haven't had many problems with the app. However, today I updated my 401k link and the app brought a $0 balance forward. It freaked me out for a sec. I checked my 401k directly and the money is stll there. I think the app brought my loan balance in instead. That's happened before. I hope this gets fixed.

★★★

Robert Wismer

trying to update an automated payment amount didn't work

★★

Charles Charles

you can't use telephone numbers from outside the country making it difficult to do transactions while not living in the US. Not very forward thinking for a bank in a time where the world is getting smaller.

★