Utoppia v3.0.7

Utoppia

About this app

Developer Description

🇺🇸 Your USA account

It's no longer just a dream.
You can have a U.S. bank account in your name.
And start living the life you've always imagined.

Open your account in the United States
Your life has no borders. Neither should your money.

Receive and manage your income in USD from anywhere in the world.
Open a real U.S. account without being a resident. All you need is a valid passport. Fully digital. Secure. In your name.

Now available in:
Argentina, Brazil, Colombia, Chile, Peru, Uruguay, Dominican Republic, Paraguay, Ecuador, Mexico, India, Spain, Italy, Portugal, New Zealand, Australia, France, the United Kingdom, and the United States.

More countries coming soon.

Utoppia is a financial technology company, not a bank.
Banking services are provided by Regent Bank, Member FDIC.
FDIC insurance only covers failure of insured depository institutions and applies under certain conditions.

What's New

It’s no longer just a dream. 
You can open a U.S. account in your name, from abroad. 
And start living the life you imagine.

Version Information

Version: 3.0.7
Downloads: 100K+
Updated on: Jan 9, 2026
Released: Jul 1, 2022
Requires: Android 7.0

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Utoppia users say on Google Play

★★★★★

Ruchir Bansal

Bank looks good...Asks for basic documents upload..I got stuck as street no. doesn't take numerics strangely but alphatets will work...U can change letter..Chat function instant... Executive took seconds to explain.... Outstanding service, no dialling needed..Debit card is virtual MasterCard, Crypto etc all there..Will detail after any transaction, incoming, spending then etc happens..

★★★★

Arturo García Márquez

I do like the app, but now, once the app upgraded it stopped working on my phone which is not rooted. Support sent me a generic reply thus far and would need more specific guidance on the issue because it says my phone is 'unsafe' without any specific parameters. I have a Moto Edge 30 pro. [Edit Review: App started working out of the blue again and support reached out, so kudos for them in being proactive.]

★★★

Iñaki Alvarez

Not able to create an account! Says they have reached the max number of users. I'd really like to use this app...

★★

Fernando Chirkinian

I wanted to submit my user here because of the flexibility and prepaid card feature as the main intention. Now I see the banner that new accounts don't get any! I would appreciate an ETA for that to be restored. Thanks.

★

Florian Rücker

This app is incredibly sketchy, buggy and if you're lucky it's just a massive waste of time. Mostly they don't accept new registrations, or if they do, from just a few countries. But they always pretend to be open for business, wasting people's time. So far, two of their banking partners collapsed (how do you achieve that?). People talk if losing their money. I don't understand why this app is allowed. Even just the false advertising alone..