Loan Manager - Cobrapp vVARY

YibiHuge

Contains ads • In-app purchases

About this app

The Loan Manager - Cobrapp app effectively solves the problem of managing loans, collections, and debts by providing a centralized platform for users to collect, calculate, and control their financial obligations. This app benefits individuals with multiple loans or debts, such as students or entrepreneurs, by helping them stay organized and on top of their payments. Compared to other finance apps, Loan Manager - Cobrapp stands out with its user-friendly interface and robust feature set, although its limited platform compatibility may be a drawback. Overall, the app's high user rating and moderate download numbers suggest a well-received and reliable tool for personal finance management.

Pros

The Loan Manager - Cobrapp app boasts a high user rating of 4.2 out of 5, indicating a well-designed and functional product that meets the needs of its users.
With over 100,000 downloads, the app has achieved moderate social proof, suggesting that it is a trusted and reliable solution for loan management.
The app's feature set is robust and comprehensive, allowing users to collect, calculate, and control their loans, collections, and debts in a centralized platform.
The developer, YibiHuge, has a professional website and email, providing a clear point of contact for users with questions or concerns.
The app's offline capability is not explicitly stated, but its lack of permissions suggests that it may be able to function without an internet connection, making it a convenient option for users with limited access to the internet.

Cons

The app's monetization model, which includes ads and in-app purchases, may be seen as aggressive by some users, potentially disrupting the user experience and creating a paywall for certain features.
The lack of transparency regarding the app's data collection and usage policies may be a concern for users who value their privacy, as the app's permissions do not provide clear insight into what data is being collected.
The app's limited platform compatibility, as indicated by the 'Varies with device' Android requirement, may be a drawback for users with older or less common devices.
Some users may find the app's interface and feature set to be too complex or overwhelming, particularly if they are not familiar with personal finance management tools.

Best for: The ideal user for the Loan Manager - Cobrapp app is an individual with multiple loans or debts, such as a student or entrepreneur, who requires a centralized platform to manage their financial obligations and stay organized, and who has a moderate level of technical skill and familiarity with personal finance management tools.

Developer Description

Collect, calculate and control your loans, collections and debts

Collect, calculate and control your loans, collections and debts – all in your pocket
Prestapp is the everyday tool for lenders, field collectors and finance teams who need to register clients, calculate interest, print receipts and get paid on time – even with a weak connection. Ditch messy spreadsheets: manage loans, daily collections, extra payments and entire portfolios in one place, and restore everything when you switch phones.

Key features
• Fast client and loan management: create, edit or delete records in seconds.
• Flexible schedules: daily, weekly, bi-weekly, monthly or custom dates.
• Three interest options: flat on initial principal, recalculated each instalment or bank-style compound.
• Smart payment allocation: choose whether a payment reduces interest, principal or both; the balance updates instantly.
• Ultra-fast collections: log payments in three taps, perfect for payday routes.
• Routes and team collaboration: assign clients, block holidays, track collection by area.
• Receipts ready to print: PDF, Bluetooth 58 mm, Wi-Fi or share via WhatsApp.
• Live analytics: opening balance, outstanding principal, accrued interest and overdue payments.
• Smart reminders before any instalment is due.
• Multi-user access without version headaches.
• Full customization: logo, currency symbol, language and receipt template.
• Cloud security: end-to-end encryption and automatic backups.

Business benefits
Lower default rates: reminders and a clear history keep borrowers paying.
360° insight: Interactive charts help refinance or grant new loans.
Total mobility: keep collecting offline; Prestapp syncs once a signal is found.
Professional trust: every action is logged with user, date and optional location.

Daily-collection example
Create a loan equivalent to $1000000 for 60 days.

Prestapp generates 60 instalments and daily reminders.

Mark the payment in three taps, print the receipt and capture the client’s signature.

The client pays $200000 extra; principal drops, interest recalculates and future dues shrink.

Month-end: Export a PDF with all collections and send it to your accountant.

FAQ
• Will I lose data if I change phones? No – sign in with the same account, and your portfolio is restored.
• How do I restore Premium? Tap Get Premium → Restore subscription.
• What does Premium unlock? No ads, more clients and loans, unlimited pro features.
• Can auto-renew fail? Yes, if your payment method expires; update it to avoid interruptions.
• CSV or Excel export? Yes – export loans and collections to CSV.

Prestapp Premium plans (billed through Google Play)

Payment is charged to your Google Play account at confirmation. Subscription renews automatically unless you cancel at least 24 h before the end of the billing cycle. Manage or cancel at any time in your Google Play account settings; cancellation takes effect at the end of the paid period.

Privacy and support
Privacy Policy and Terms: https://prestapp.com.co/privacy_policy_en.pdf
Support in English, Spanish and Portuguese: info@prestapp.com.co

Download Prestapp now and join thousands of lenders who manage daily payments, collections and debts quickly and securely.

App Disclosures
PrestApp is a collections management tool. We do not provide loans or charge commissions. In-app purchases are for unlocking premium features.

Accreditations and Legal Notices
PrestApp is a personal organization tool. We are not affiliated with or endorsed by any financial institution or lending organization.

Privacy

Given the app's lack of permissions, it is likely that the app does not collect sensitive user data, but users should still be cautious when using the app and ensure that they understand the terms and conditions of the in-app purchases. To protect their privacy, users should review the app's data collection and usage policies carefully and consider using a privacy-focused browser or device. Additionally, users should be aware of the potential risks of using an app with ads, such as data collection by third-party advertisers.

Tips

To get the most out of the Loan Manager - Cobrapp app, users should start by setting up their loan and debt information carefully and accurately, as this will provide the foundation for the app's calculations and reminders. Users can also take advantage of the app's offline capability by downloading and installing the app on their device, allowing them to access their loan and debt information even without an internet connection. Furthermore, users can optimize the app's performance by regularly updating the app and clearing any unnecessary data or cache.

What's New

What's new in this version:
- Added portfolio capital card with segmentation service and modal views.
- Refactored date picker and updated dashboard translation labels.
- Added quick actions card to the main dashboard.
- Improved dark mode support across dashboard and company pages.
- Added payment frequency and enhanced loan balance fields to receipts.
- Updated dashboard copies for better clarity.

In-app purchases

$8.99 - $89.99 per item