Tala: Fast Cash Peso Loan App

Developer Description

Get up to P25,000 cash loans instantly online. Low rates. Fast approvals. Apply in 5 minutes. No income proof needed. Download the app &amp; get cash now!<br><br>HOW IT WORKS<br>✔ Apply in 5 minutes<br>Download the app and answer a few questions for the best, customized offer. Only 1 valid ID is needed. No paperwork, collateral, or bank account needed.<br><br>✔ Choose your terms<br>Confirm your desired loan amount and select your target repayment date.<br><br>✔ Get Your Cash <br>Send funds to Maya, BPI, GoTyme, GCash, Cebuana, and other e-wallets, banks, and payment centers.<br><br>✔ Repay easily<br>Payment Options: Maya, ShopeePay, GCash, BPI, BDO, Metrobank. Use QR code for the fastest, easiest, and cheapest option.<br>Pay in full or partially, on or before your due date.<br><br>✔ Borrow again<br>After repaying, answer a few short questions to receive your next round of funds.<br><br>WHO CAN APPLY?<br>✔ Any resident citizen of the Philippines and 18+ years old<br>✔ Has at least 1 valid ID and a mobile number<br><br>KEY TALA FEATURES<br><br>✔ ULTIMATE CONTROL<br>Choose your loan repayment date<br>If your plans change, the cost of your line of credit will automatically adjust<br><br>✔ NO HIDDEN FEES<br>Processing fee: 3.99% to 11.99%<br>Service fee: 0.30% to 0.43% per day<br>Percentages are based on the borrowed amount.<br>All fees are collected on your chosen repayment date.<br>Get the full amount; no surprises<br>Only pay for the days you need<br><br>✔ CONTINUOUS ACCESS TO FUNDS<br>Apply only once and get continuous access to borrow up to your approved credit limit (subject to terms and conditions)<br><br>✔ FAST LIMIT GROWTH<br>Get limits up to P25,000<br>Most customers can double their limit in just months with on-time repayment<br><br>✔ SECURE<br>Tala secures your personal information with SSL encryption<br>We treat all customers with respect, even if you are late on repayment<br><br>✔ REWARDING<br>Earn P200 off the next time you borrow when you refer friends to Tala!*<br><br>Unlike other traditional online loans or cash loan apps in the Philippines, Tala has continuous, always-on credit available to users with a good payment history.<br><br>PERSONAL CREDIT LINE TERMS<br>Credit limit amounts: P1,000 to P25,000<br>Processing fee: 3.99% to 11.99%<br>Service fee: 0.30% to 0.43% per day<br>Percentages are based on the borrowed amount.<br>Up to 120 days (can be repaid at any time during the term) <br>Late Fee is equal to 5% of outstanding credit balance, imposed upon non-payment after the loan term.<br>Monthly EIR: 14.86-15.00%<br>Maximum Annual Percentage Rate (APR): 182.5%<br>Applicable Tax (DST &amp; GRT): N/A<br><br>Sample computation for a loan with a 3.99% processing fee and 0.43% daily service fee:<br>Principal Amount: P1,000<br>Processing Fee: P39.90<br>Service Fees at 61 days: P262.30<br>Total amount to be paid: P1,302.20<br><br>You may receive different fees as Tala&#39;s loan offers are personalized per customer. Tala&#39;s fees follow SEC regulations.<br><br>PRIVACY &amp; PERMISSIONS<br>We will never disclose any personal information with anyone that is not you without your permission, or sell your data to third parties.<br><br>Our OTP account verification for financial transactions and fraud detection is a core part of providing you with the best service and safety.<br><br>CONTACT<br>Email: hello@ph-support.tala.co<br>Support: gotala.co/help<br>Website: tala.ph<br><br>Tala is operated by Tala Financing Philippines Inc. SEC#CS201710582/CA#1132/OPS#20230010. Always study the terms and conditions and the disclosure statement before proceeding with any transaction. Regulated by SEC (flcd_queries@sec.gov.ph) and BSP (consumeraffairs@bsp.gov.ph).<br><br>* Referral terms &amp; conditions: tala.ph/referrals<br><br>DISCLAIMER<br>Tala provides continuous cash access to consumers in the form of a personal credit line. Tala is not associated with online Philippines loan apps such as Cashalo, OLP, Home Credit Online Loan App, JuanHand-online cash loan app, Quickla, Load Cash, Peso loan, Pautang cash loan, Moneycat, Moca Moca, Billease, Digido, Utang loans, Gcash, Cashme, Peramoo, Mabiliscash, Pesoredee, Madaloan, Luckyloan money lending app, EasyPeso-Fast Secure Cash Loan, Skyro, PesoLoan or Maypera.