Fidoph Philippines-Cash Loan v1.1.1

Platform Introduction
FIDOPH LENDING CORPORATION is a licensed and regulated credit company in the Philippines, holding a Philippine lending license. With professional financial expertise and extensive industry experience, Fidoph Philippines(Short name:Fidoph or Fido ph) focuses on providing efficient, convenient, and reliable credit services to Filipino users.

License Information
- Company Name: FIDOPH LENDING CORPORATION
- Registered Platform: Fidoph Philippines
- SEC Registration No. CS201825101
- Certificate Authority No. 2832
The company fully complies with and operates under the guidance of the Securities and Exchange Commission (SEC), Credit Information Corporation (CIC), Anti-Money Laundering Council (AMLC), and National Privacy Commission (NPC).

Our Advantages
- Free Membership ：Earn free membership with a dedicated interface, higher borrowing limits, longer repayment terms, and faster approvals when you maintain good credit!
- High Credit Limit: Maximum credit limit of ₱50,000.（For non-VIP users: 30,000 For VIP users: 50,000）
- Fast Approval: Get approved in as fast as 3 minutes.
- No Collateral: Easy application with valid ID + mobile number.
- Revolving Credit: Once approved, use repeatedly with a maximum annual interest rate of 180%.

Product Overview
- Loan Amount: ₱1,000～₱50,000
（For non-VIP users: 30,000 For VIP users: 50,000）
- Loan Term: 61-360days（Non-members: 61-180days VIP members: 61-360days）
- Repayment Installments: 1-12 terms
- Maximum monthly EIR: 15%
- Maximum Annual Percentage Rate (APR): 180%
- Customized financial solutions tailored to different user eligibility.

Borrowing Example
Taking a principal loan of ₱50,000 with a 90-day term (3-month installment) at a daily interest rate of 0.1%:
- Total interest cost:
₱50,000*0.1%*90=₱4,500
- Service fee 0.233%/day ( 7%/month): ₱50,000*0.233%*90=₱10,485
- Total repayment amount:
₱50,000+₱4500+₱10,485=₱64,985
- Monthly repayment amount:
₱64,985/3=₱21,661

Borrowing Requirements
We prioritize a convenient and efficient loan application process. Start your borrowing journey by meeting these simple criteria:
- Age Requirement: 18 years of age or older.
- Nationality Requirement: Filipino citizen with a government-issued ID.
- Bank Account: Valid Philippine bank account.
- Income Requirement: Stable source of income.

Our Commitment
Fidoph Philippines(Short name:Fidoph or Fido ph) adheres strictly to legal and compliant business practices. We will:
- Comply with Philippine financial regulations and regulatory requirements.
- Ensure all lending operations are conducted within a legal, transparent framework.
- Maintain strict oversight over interest rate setting, risk management, and user data protection.

Contact Information
Enjoy dedicated customer service for any inquiries:
- Company Name: FIDOPH LENDING CORPORATION
- Address: 16th Floor PHL Tower, 6789 Ayala Avenue Bel-Air 1209 City of Makati NCR, Fourth District Philippines
- Email: support@fido.ph
- Phone: + 63 9171080876
- Website: https://fido.ph/