Tikkie icon

Tikkie v7.10.0

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About this app

Tikkie solves the problem of easily requesting payments from friends and family, particularly in social settings, by integrating seamlessly with WhatsApp for quick and easy transactions. This app benefits individuals who frequently split bills or need to request money from others, offering a convenient alternative to traditional banking apps. Compared to other finance apps, Tikkie stands out with its simplicity and focus on peer-to-peer transactions, but may fall short for those seeking a comprehensive banking solution. Its high user rating and significant download numbers attest to its effectiveness in its niche.

Pros

  • With over 5 million downloads and a 4.6-star rating, Tikkie has demonstrated its reliability and user satisfaction, making it a trustworthy choice for peer-to-peer transactions.
  • The app's integration with WhatsApp is a significant advantage, allowing users to send payment requests directly within a familiar and widely-used messaging platform.
  • Tikkie's developer, ABN AMRO Bank N.V., is a reputable financial institution, which adds to the app's credibility and security.
  • The absence of in-app purchases and the straightforward, ad-supported model contribute to a user-friendly experience without hidden costs.
  • Regular updates, as indicated by the version history, suggest that the developer is committed to maintaining and improving the app.

Cons

  • The presence of ads may detract from the user experience, potentially leading to frustration or distractions during transactions.
  • Although Tikkie excels in its specific use case, its functionality is somewhat limited compared to more comprehensive finance apps, which might offer a broader range of services.
  • The requirement for Android 9 or higher might exclude some users with older devices, limiting accessibility for those who cannot or prefer not to update their operating system.
  • Despite its strengths, Tikkie's reliance on WhatsApp for its core functionality might be seen as a limitation for users who prefer not to use WhatsApp or have it installed on their devices.

Best for: The ideal user for Tikkie is likely a socially active individual, probably within the age range of 18 to 45, who frequently splits bills with friends, owes or is owed money, and values the convenience of managing these transactions through a familiar messaging platform like WhatsApp, without needing the full suite of services offered by a traditional banking app.

Developer Description

Send your friends payment requests over WhatsApp, it’s quick & easy with Tikkie.

Asking for your money back and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie!

When to use Tikkie
Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for:
• drinks with your club friends;
• a present for a colleague;
• festival tickets;
• weekend away with friends;
• household expenses in your student house.

Really easy payment requests
Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts.

Track your group expenses and settle up
Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie.

Unique deals with Tikkie Terug
Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away.

iDEAL payments
Your friends pay you back using iDEAL and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL and we don’t charge any transaction fees for this.

For businesses too
If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal.

ABN AMRO initiative
Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.

Privacy

Given that Tikkie requests no permissions, it appears to operate within a very secure and private framework, minimizing the risk of data misuse. However, users should still be cautious when linking financial information to any app and ensure they understand the terms of service. It's also advisable to keep the app and WhatsApp up to date to protect against any potential security vulnerabilities.

Tips

For the best experience, users should ensure their WhatsApp app is updated and that they have a stable internet connection when using Tikkie. Setting up Tikkie is straightforward, but first-time users may want to explore the app's settings to understand its full functionality and customize it according to their preferences. Additionally, keeping track of transactions through the app's history feature can help users stay organized and ensure all payments are accounted for.

What's New

Time to give your Tikkie app a little overhaul! In this update, our specialists have tinkered with some codes to fix some bugs and make your user experience better and more enjoyable. Quite handy, right?

Version Information

Version
7.10.0
Downloads
5M+
Updated on
Dec 16, 2025
Released
Jan 29, 2019
Requires
Android 9

Statistics

Google Play Rating History

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Rating Distribution

Total Ratings:

Downloads Over Time

Tikkie has been downloaded times.

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Last 30 Days
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Tikkie - Google Play Rankings

No ranking data available yet. Rankings are updated daily.

#5 in Top Free Finance in Netherlands

Tikkie users say on Google Play

★★★★★
S. B. S. B.

So easy and smooth app,very useful. As well they make some bonuses which you can buy in the groceries and get money back for some products.

5 Jul 16, 2025
★★★★
Prewish “Prewishjay13” jay Prewish “Prewishjay13” jay

good app to make payments. but would be nice if i could modify the name that i want to appear on the reciever's end when i pay.

2 Apr 30, 2025
★★★
Watani Watani

waarom zit Tikkie niet standaard in de ABN app? En hoe kom ik van die reclames af? Waarom zitten er überhaupt reclames in een betaal app?

1 Jul 25, 2025
★★
Erik Lentz Erik Lentz

Can only use a Dutch bank. Pretty much no Dutch banks will do business with foreigners without a lot of difficulty. My bank supports iDeal, but Tikkie won't allow it. Hard to integrate in Dutch society without access to Tikkie.

2 Aug 12, 2025
M Janaale M Janaale

It doesn't automatically open links shared from WhatsApp or any other app. Instead, it goes straight to the web page, and I have to choose my bank and do everything from scratch. So, what's the point of this app then if it doesn't automatically open links from WhatsApp?

2 Jan 30, 2025

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