Amex Payment Test Emulator v1.0.39

American Express

About this app

The Amex Payment Test Emulator app solves the problem of testing Amex contactless cards and CPQR for POS software, benefiting developers and businesses who need to ensure compatibility with American Express payment methods. Compared to alternatives in the Finance category, this app stands out for its specific focus on testing and emulation, making it a valuable tool for those in the payment industry. However, its limited functionality and lack of broader payment processing features may make it less appealing to individual users. Overall, the app's niche focus and American Express backing lend it credibility, but its usefulness is highly dependent on the user's specific needs.

Pros

With a 4.4/5 user rating and over 50,000 downloads, the Amex Payment Test Emulator has demonstrated its value to the community, indicating a well-received and reliable tool for testing Amex payment methods.
The app's lack of permissions requests is a significant advantage, as it ensures that users' data and device security are not compromised, aligning with the high standards expected from a financial services company like American Express.
As a free app with no in-app purchases or advertisements, the Amex Payment Test Emulator provides a clean and uninterrupted user experience, allowing developers to focus on testing without distractions or additional costs.
The developer's reputation, being American Express, adds a layer of trust and expertise to the app, suggesting that it is a high-quality and reliable tool for testing Amex payment methods.
The app's specific focus on testing and emulation makes it a unique and valuable resource for developers and businesses in the payment industry, potentially saving time and resources in the development and testing process.

Cons

One concern is the app's limited functionality, as it is primarily designed for testing Amex contactless cards and CPQR, which may not be sufficient for users requiring broader payment processing capabilities or support for other payment methods.
The lack of information on the developer's website and the reliance on email support may make it difficult for users to find detailed documentation or community support, potentially hindering the troubleshooting and learning process.
The app's requirement for Android 10 may limit its compatibility with older devices, potentially excluding some users who could benefit from the app's functionality, especially in regions where device upgrade cycles are slower.
There is a risk that the app's data collection, although seemingly minimal due to the lack of permissions, could still pose privacy concerns if not transparently managed by American Express, emphasizing the need for clear data handling policies.

Best for: The ideal user for the Amex Payment Test Emulator is a developer or business professional in the payment industry, likely with intermediate to advanced technical skills, who requires a reliable tool for testing Amex contactless cards and CPQR compatibility with their POS software, and values the credibility and expertise that comes with an app backed by American Express.

Developer Description

This application enables testing Amex contactless cards & CPQR for POS software.

This mobile application enables Level 3 POS Pre-Certification testing activities for American Express contactless cards and Consumer Presented QR (CPQR) code.

The contactless profiles will not work for field testing. Users of the application may include Merchants, Processors, Acquirers, Point of Sale Vendors, Independent Service Operators, Value Added Resellers & Gateways.

This application must not be used for any Level 3 POS Certification. All Level 3 POS Certification must use American Express Approved Level 3 Test Tools.

A list of of these approved tools are available here - https://network.americanexpress.com/globalnetwork/dam/jcr:49224a57-f4f6-4d9a-8ed2-ecebb1e7e8b5/Approved%20Level%203%20Test%20Tool%20Product%20List-08252025.pdf

Privacy

Given the app's lack of permissions requests, it appears to pose minimal risk to user data and device security. However, as with any financial service app, it's crucial to ensure that the app is downloaded from a trusted source, such as the official Play Store, to avoid any potential malware risks. Users should also be aware of American Express's data handling policies to understand how any collected data might be used.

Tips

To get the most out of the Amex Payment Test Emulator, users should first ensure their device meets the Android 10 requirement, then follow the in-app instructions for setting up and conducting tests. For optimal performance, it's recommended to use the app in a controlled environment with a stable internet connection. Additionally, users can explore American Express's developer resources for more detailed guides on integrating the app's functionality into their POS software.

What's New

The app has been updated to ensure compatibility with the newly released Android 16 platform. The app now supports edge-to-edge functionality across most device form factors. Layouts have been revised to align with the new adaptive layout behavior introduced in Android 16.
Card Profile Updates: AEIPS 07 EP 07, EP Mobile 01, EP Mobile 02, EP Transit HCE, & Debit Card 1.
Fixed default Wallet prompting.

Version Information

Version: 1.0.39
Downloads: 50K+
Updated on: Oct 20, 2025
Released: Sep 17, 2020
Requires: Android 10

Statistics

Google Play Rating History

Current

Average

Range

Rating Distribution

Total Ratings:

Downloads Over Time

Amex Payment Test Emulator has been downloaded times.

Total Downloads

Last 30 Days

Avg Daily Est.

Shaded area shows 30-day prediction based on historical trends

Historical data collection started recently. More data points will be available over time.

Amex Payment Test Emulator users say on Google Play

★★★★★

Uldarico Idloy

Very convenient and trusted using for any sending money transfer , payment , exchange rates. Be affordable for use Amex App to your needs.

★★★★

Almos Rajnai

Really useful app for AMEX kernel testing.

★★★

Joeric Perez

Great

★★

Derek Tremblay

Failed everytime.. Fedex nfc stickers..Why did can rim have my maps? Then gavw away?

★

Steven Pegram

Had application and removed. To many problems with malfunctions in terms of user password recovery. We need to do a better job with cellular application recovery. To many suspicious activities that make no logical sense in terms of online services. Disenchanted with security settings and potential breaches towards the infrastructure of some applications. We need effective solutions but we must listen to the public incorporating their strategic solutions from a simplistic change perspective.