Pennylane v4.33.1

Pennylane

About this app

The Pennylane app solves the problem of complex financial management by simplifying accounting for its users, making it an ideal solution for small business owners and individuals looking to streamline their financial records. With its excellent user rating and moderate download numbers, Pennylane stands out in the Finance category for its user-friendly approach. Compared to alternatives, Pennylane's lack of permissions and free model without ads make it a compelling choice for those valuing privacy and minimal distractions. However, its feature set may fall short for those requiring advanced financial analysis tools.

Pros

Pennylane's excellent 5.0 user rating out of 5.0 indicates a high level of user satisfaction, suggesting that the app effectively meets the needs of its target audience.
With over 100,000 downloads, Pennylane has achieved a moderate level of social proof, indicating that a significant number of users trust and use the app for their financial management needs.
The app's developer, Pennylane, provides a professional website and contact email, showcasing transparency and a commitment to user support, which is a significant advantage for users seeking assistance or having questions.
The absence of ads and in-app purchases ensures a distraction-free experience, allowing users to focus on managing their finances without interruptions or additional costs.
Pennylane's requirement of zero permissions is a notable advantage, as it minimizes potential privacy risks and ensures that users' data is not unnecessarily accessed or shared.

Cons

One concern is the potential lack of advanced features that might limit the app's usefulness for users requiring more complex financial analysis or planning tools.
Although Pennylane has a high user rating, the total number of ratings is relatively low, which might not fully represent the experiences of all users, potentially hiding some issues or areas for improvement.
The app's compatibility is limited to Android 8.0 and above, which might exclude users with older devices, potentially limiting its accessibility to a broader audience.
There is limited information available about the app's data collection and usage policies, which could raise privacy concerns for some users, despite the lack of permissions.

Best for: The ideal user for Pennylane is likely a small business owner or an individual with basic to moderate financial management needs, possibly with limited technical expertise, who values simplicity, privacy, and a distraction-free experience in managing their financial records and accounting tasks.

Developer Description

Take control of your finances, simplify your accounting

Pennylane is the tool that brings together your finances, your accounting, and your Business Account! Discover the all-in-one solution for your business that includes purchase and sales management tools, performance analysis, and a Pro Account 100% integrated with your accounting.
Pennylane is PDP certified! Receive and send your invoices in the FacturX format even before the reform is applied. Over 180,000 French companies and 2,500 accounting firms have already joined Pennylane.

What changes with Pennylane:
- Manage your activity from a single space: the purchase and sales modules allow you a complete management of your activity. Quotes, invoices, subscriptions, sales reminders... manage all your finances in one place!
- Make better decisions: Pennylane allows you to access all the data of your activity and analyze it from a single platform.
- Collaborate more effectively with your accountant: keep your accounting up-to-date in real-time. Pennylane suggests reconciliations to carry out and actions to perform.
- Over 300 integrations available: simplify the retrieval of your flows and the management of your activity by connecting to your business tools directly from Pennylane.

Get the Pennylane Pro Account including:
- Free cards and unlimited free transfers: Enjoy customizable virtual or physical Mastercard cards and pay easily via SEPA transfer.
- French IBAN, secured funds: Entrust your funds to a secured institution approved by the Banque de France (ACPR).
- Payment of supplier invoices: Settle up to 400 invoices in one click, reconciliation and lettering are automatic.
- Simplified collection of receipts: No more hunting for receipts! Receive a mobile notification with every transaction made with the Business Account card.

Included in the mobile app:
- Business Account: Initiate transfers, manage your bank cards and receive a mobile notification with every transaction made with your Pennylane Business Account.
- Invoice management: Upload your purchase invoices, expense reports and follow their validation
- Categorization: Categorize all your transactions and expense reports at the right time, without delay
- Customer billing management: Create your sales quotes and invoices and send them to your clients
- Accounting requests: Collaborate with your team and your accountant via comments and notifications
- Track your cash flow and other key indicators

Privacy

Given that Pennylane requires no permissions, the risk of data collection for malicious purposes appears to be minimal. However, users should still be cautious about the information they input into the app and ensure they understand Pennylane's data storage and security practices. It is also advisable to keep the app updated to ensure any potential security vulnerabilities are addressed.

Tips

To get the most out of Pennylane, users should start by thoroughly exploring the app's features during the initial setup, taking advantage of any guided tours or tutorials. Regularly updating the app can also ensure access to the latest features and security patches. Additionally, integrating Pennylane with other productivity or financial apps can enhance its usefulness and streamline financial management tasks.

What's New

- Complete redesign of the invoice editor with template selection, optional fields and revamped interface
- Transfer flows more accessible thanks to improved amount readability

Version Information

Version: 4.33.1
Downloads: 100K+
Updated on: Dec 26, 2025
Released: Aug 19, 2021
Requires: Android 8.0

Statistics

Google Play Rating History

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Downloads Over Time

Pennylane has been downloaded times.

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Pennylane - Google Play Rankings

Rank	Country	Category	List	Change
				—

No ranking data available yet. Rankings are updated daily.

#60 in Top Free Finance in France

#59

MAAF et Moi - Assurance MAAF

#60

Pennylane

#61

Mon Allianz mobile

Pennylane users say on Google Play

★★★★★

Dimitris Kallipolitis

Works great!

★★

Tony Lefebvre

Cannot use the app offline which makes it useless for sending expenses while traveling.

★

Al Pac

Beware! Pennylane seems professional but is misleading. I spent time setting everything up, only to be denied access to the pro account after a vague KYC rejection. No clear reason, no support — just blame on their provider. Major banks trust me, but Pennylane treats me like a fraud while still charging for their basic version. Don’t waste your time — you’ll likely end up frustrated and disappointed. Everything may seem promising at first, but at the end...Check my whole story on Trustpilot.