Ubank Money App v11.281.6

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About this app

Developer Description

Spend. Save. Earn. All in one place with your daily money companion.

Ubank is a digital bank with all the tools you need to succeed with money. No matter where you’re starting from, Ubank has features to help you see money better, so you can do money better.

- No monthly fees here or overseas from Ubank for everyday banking.

- Easy to unlock bonus interest with a great rate on up to $1M total savings per customer when you meet our bonus interest criteria.

- Get insights on your spending that sync to your Pay Cycle, and use Split Income to automatically divide your pay when it lands in your account.

- Link your other banks to Ubank with Connected Accounts to see your money all in one place.

- Add cards to your digital wallet within minutes of signup to start spending straight away.

- Stay on top of regular expenses with a Bill Planner and a separate Bills account to make paying your bills more chill.

- Easily create Shared accounts in the app, so you can start sharing money with your partner-in-finance, whether it’s for rent or romance.

- Set Savings Targets for up to 10 savings accounts and track your goals, with the option to set-and-forget with Split Income and Autosave features.

Ubank also supports you in the big moments, with simple home loan options and fast application review for owner-occupiers, investors, and refinancing customers. Apply direct with Ubank for simple application, flexible loans and great customer support from our local home loan specialists.

Download the app and get started in minutes with a Spend, Save and Bills account.

Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.

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Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.

Ubank is open to Australian or New Zealand citizens, or Australian permanent residents. You must be aged 16 or older with an Australian residential address and mobile number to hold an account. You will need at least one form of ID (Australian driver licence, Australian passport, Medicare card or birth certificate) to sign up.

This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you.

Read our General Terms at ubank.com.au/general-terms

Read our Target Market Determinations at ubank.com.au/tmd

Read our Welcome Bonus Rate and Everyday Bonus Rate terms at ubank.com.au/banking/savings-account

Read our Bonus Offer terms at http://ubank.com.au/campaigns/welcome-offer

Android, Google Pay and Google Play are trademarks of Google Inc.

Products issued by Ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Registered Address: Level 28,395 Bourke Street, Melbourne VIC 3000, Australia

What's New

This update makes things a little breezier.

You can now find secure messages from Ubank in the ‘Messages’ envelope (top right corner of your app). You can also find new alerts in your app that show if you’re on track to unlock monthly bonus interest. Breezy right?

Version Information

Version: 11.281.6
Downloads: 1M+
Updated on: Jan 20, 2026
Released: Feb 13, 2023
Requires: Android 9

Statistics

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Ubank Money App - Google Play Rankings

Rank	Country	Category	List	Change
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No ranking data available yet. Rankings are updated daily.

#14 in Top Free Finance in Australia

#13

Remitly: Send Money & Transfer

#14

Ubank Money App

#15

Taptap Send: Money Transfer

Ubank Money App users say on Google Play

★★★★★

Courtney Estelle

the guy who programmed the login page must be so hot because it's so easy and accessible - I can't believe how good the login experience is. I would give my left kidney to know how the guy who programmed this experience did it. it's the most amazing feat of nature - one couldn't possible experience a login experience better than this. highly recommend this just for the login experience.

★★★★

Yahn Olcerel

Raised to four stars: "repeat transaction" let's you skip normal steps to save time. Granted the savings interest rate is comparatively high, however, an aspect I find impractical is being prompted to select a Spend account when opting to "Pay someone or BPAY", even though there will be a nil balance in one of the two. This becomes a nuisance especially when moving money multiple times in a day. Plus, being a Gen Xer, the phrasing used comes across as what I would best describe as lovey-dovey.

★★★

Dennis Bertram

Good banking app and fast transfers. However interest rate has dropped faster and is now below other competitors which is tempting to influence those looking for a better interest rate to change banks. Dennis Bertram

★★

Tim Bates

Doesn't log in. Asks for the username, then just says "oops something went wrong". No further information. Doesn't ask for a password or anything. Seemed to happen after an update a few weeks ago, and haven't been able to log in since. Deleted the data and even reinstalled the app. Still doesn't work. Update: Of course after writing this review, it started working. 1 extra star because it works now, but the error message being useless keeps the score low.

★

Scott Crawford

Great banking app until it was bought by NAB. Almost immediately they started removing the good features and increasing the hoops to jump through to get the good interest rate. Bye.