Sparkasse Business v8.0.2

Star Finanz GmbH

Contains ads

About this app

The Sparkasse Business app solves the problem of managing business finances on-the-go, benefiting entrepreneurs and small business owners who need a mobile office solution. Compared to alternatives in the Finance category, Sparkasse Business stands out with its user-friendly interface and robust feature set, despite having a relatively limited user base with 50,000+ downloads. However, its lack of permissions requests is a notable advantage, indicating a secure and private experience. The app's high rating of 4.3/5 suggests a well-received product, but its limited download numbers may indicate a niche appeal.

Pros

With a high user rating of 4.3/5, Sparkasse Business demonstrates a strong reputation for reliability and user satisfaction, which is a significant advantage in the finance category.
The app's minimal permissions requirement of 0 permissions is a major plus, ensuring a secure and private experience for users, which is essential for financial apps.
As a product of Star Finanz GmbH, a reputable developer, users can expect regular updates and a well-maintained app, which is reflected in its version 8.0.2.
The app's offline capability is not explicitly stated, but its design as a mobile office solution suggests that it may offer some functionality without an internet connection, which would be a significant advantage.
Sparkasse Business is designed for a specific user base, providing a tailored experience that meets the unique needs of business owners and entrepreneurs, which is evident in its feature set and user interface.

Cons

Despite its high rating, the app's limited download numbers of 50,000+ may indicate a lack of widespread adoption or awareness, which could impact its long-term viability.
The presence of ads may detract from the user experience, potentially disrupting the app's workflow and causing frustration, especially in a finance app where focus is crucial.
The app's compatibility with only Android 9 and above may limit its accessibility for users with older devices, which could be a concern for businesses with outdated hardware.
Some users may find the app's feature set limited compared to more comprehensive finance management solutions, which could be a drawback for businesses with complex financial needs.

Best for: The ideal user for Sparkasse Business is a small to medium-sized business owner or entrepreneur who requires a mobile solution for managing their finances, is moderately tech-savvy, and values a user-friendly interface and robust feature set, with a focus on security and privacy, and is likely based in Germany or Europe given the developer's location and the app's language support.

Developer Description

More time for actual business - your mobile office.

All-rounder app for your business finances: In addition to the financial overview, payment transactions, and the connection to the powerful lexoffice accounting system, Sparkasse Business is your app if you want more time for your core business.

BENEFITS
• Access your business accounts anytime, anywhere, on the go
• Get an overview of your business accounts – whether at Sparkasse or another bank (multi-bank capability)
• Complete banking tasks whenever it's convenient for you
• Prepare your accounting on the go – thanks to the connection to lexoffice
• Avoid piles of paper, upload receipts directly in the app
• Take advantage of the app's integration with the S-Corporate Customer Portal in your browser

PRACTICAL FEATURES
Use the search function across accounts and bank details, set up offline accounts for budget planning, and view graphical analyses of your finances. The app gives you direct access to your Sparkasse and access to many services such as card blocking, notifications, reminders, and appointments in the S-Corporate Customer Portal. You can also switch directly to the S-Invest app and conduct securities transactions.

ACCOUNT ALARM
The account alarm keeps you informed about account movements around the clock. If you want to know what's happening on your business accounts every day, set up the account balance alarm, and the limit alarm lets you know when an account balance is exceeded or undershot.

HIGH SECURITY
If you use a high-quality, up-to-date banking app with a current operating system and a secure internet connection, you don't have to worry about mobile banking. The Sparkasse Business app communicates via tested interfaces and ensures secure data transfer in accordance with German online banking regulations. All data is stored encrypted. Access is protected by a password and, optionally, by fingerprint/facial recognition. The autolock function automatically locks the app. All finances are maximally protected in the event of loss.

REQUIREMENTS
You require online banking with standard functions (HBCI with PIN/TAN or FinTS with PIN/TAN) at a German Sparkasse or Online Banking Business. The TAN methods supported for payment transactions are chipTAN manual, chipTAN QR, chipTAN comfort (optical), pushTAN; smsTAN (without banking).

NOTES
Please send support requests directly from the app. Please note that individual functions incur costs at your institution, which may be passed on to you. The lexoffice accounting solution is available if it is supported by your Sparkasse.

We take the protection of your data seriously. This is regulated in the privacy policy. By downloading and/or using the Sparkasse Business app, you fully accept the terms of the Star Finanz GmbH End User License Agreement.

Notes • https://cdn.starfinanz.de/index.php?id=sbs-datenschutz-android
• https://cdn.starfinanz.de/index.php?id=sbs-lizenz-android
Accessibility Statement:
• https://cdn.starfinanz.de/barrierefreiheitserklaerung-app-sparkasse-und-sparkasse-business

Privacy

Given the app's zero permissions requirement, users can be confident that their data is not being collected or shared unnecessarily. However, as with any finance app, it's essential to monitor account activity and report any suspicious transactions to the developer or relevant authorities. Users should also ensure they download the app from a trusted source, such as the Google Play Store, to minimize the risk of malware or fake apps.

Tips

To get the most out of Sparkasse Business, users should start by familiarizing themselves with the app's interface and feature set, taking advantage of the mobile office solution to streamline their financial management. Additionally, users can optimize performance by ensuring their device is running the latest version of Android and closing unnecessary apps to conserve battery life. Regularly reviewing and updating account information can also help users stay on top of their finances and make the most of the app's capabilities.

What's New

+ Expresseinrichtung +

Sie starten schneller ins App-Banking, da Zugangsdaten aus der S-pushTAN-App automatisch übernommen werden.

+ Personendatenaktualisierung +

Die Aktualisierung Ihrer persönlichen Daten erfolgt jetzt bequem direkt in der App. Ein Hinweis auf der Startseite informiert Sie, sobald eine Prüfung nötig ist – schnell, sicher und ohne Umwege.

+ Verbesserte Barrierefreiheit und die direkte Personendatenaktualisierung erleichtern die Nutzung zusätzlich.

Version Information

Version: 8.0.2
Downloads: 50K+
Updated on: Dec 19, 2025
Released: Jun 28, 2022
Requires: Android 9

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Sparkasse Business users say on Google Play

★★★★★

Sıddık ERDOĞAN

I like the app, easy to use, yet it's annoying that you can't remove an account that you previously added to the multibanking! Would give higher stars if not because of that. Edit: Contacted the customer Service a while ago and they were so nice to help me to remove the accounts. sure could always be better but so far so happy with the app. Now getting 5 stars from me!

★★★